# Stream vs Lendee App

The clearest difference is rating: Stream at 4.7 against Lendee App's 3.2. Stream also leads on monetization model (free vs free with in-app purchases) and ratings volume (736 vs 110). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Stream holds the better App Store score, 4.7 against 3.2. That said, the two scores are not equally well evidenced: Stream has 736 ratings behind it against 110, so its average is the more settled of the two. Written reviews complicate that: 21% of Stream's written reviews are positive against 23% of Lendee App's, so the app with the better star average is not the one people write more warmly about.

Stream ships an update weekly, Lendee App every 5 days. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Stream | Lendee App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (736 ratings)](https://appshunter.io/ios/app/stream-workplace-finance/id1551009637/reviews)** | [3.2 (110 ratings)](https://appshunter.io/ios/app/lendee-app/id6737959895/reviews) |
| Number of ratings | **736** | 110 |
| Positive reviews | 21.1% of reviews | **23.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 54 MB | 147 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Stream Platforms, Inc.](https://appshunter.io/developer/1532222758) | [Lendee App](https://appshunter.io/developer/1604333528) |

## What reviewers say

### Stream

[App page](https://appshunter.io/ios/app/stream-workplace-finance/id1551009637)

Manage your finances with this app that allows you to access earnings early, track spending, save with high interest, and access exclusive discounts. It also offers tools for tax optimization and personalized AI coaching.

**Highlights:** Choose when you get paid, Check shifts and earnings, Save with high interest, Track spending across accounts, Exclusive brand discounts, AI money coach support

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🤙🏼 Lifesaver for bridging paychecks
- 👍🏼 Well worth it
- 💡 Savings feature is great
- 😊 Relieved to access pay early

**What reviewers complain about**

- 😞 No customer service
- 😠 Hidden fees for withdrawals
- 💸 Paychecks not processed on time
- 🚫 App is a mess
- 📉 Fees increase over time

**Reported bugs**

- Account reactivated after deactivation
- App not loading, stuck in loading screen
- App support page not opening
- App freezes on white screen
- Cannot add card for transfer

**Requested features**

- Option to delete account
- Better customer service response time
- Notification for new messages
- Fix app loading issues
- Allow access to paychecks when payday changes


### Lendee App

[App page](https://appshunter.io/ios/app/lendee-app/id6737959895)

Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

**Highlights:** Instant cash advance requests, Connect with verified supporters, Flexible repayment plans, Transparent fee structure, Secure and encrypted transactions, Peer-to-peer funding

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Stream free?

Stream is free to download, with no in-app purchases.

### Is Lendee App free?

Lendee App is free to download, with no in-app purchases.

### Which has better reviews, Stream or Lendee App?

Stream is rated higher. Stream averages 4.7 out of 5 from 736 ratings, while Lendee App averages 3.2 from 110 ratings.

### Do Stream or Lendee App have ads?

Neither Stream nor Lendee App shows ads.

### Which is updated more often, Stream or Lendee App?

Stream ships an update weekly, and Lendee App every 5 days. Most recently, Stream was updated on October 27, 2026 and Lendee App on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*