# Stream vs Payday Timer

The clearest difference is update cadence: Stream at weekly against Payday Timer's every 3 months. Stream also leads on ratings volume (662 vs 3) and iOS requirement (15.0 vs 17.0). Payday Timer's advantage is rating (5.0 vs 4.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payday Timer holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Stream has 662 ratings behind it against 3, so its average is the more settled of the two.

Stream ships an update weekly, Payday Timer every 3 months. The most recent releases landed on September 25, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Stream | Payday Timer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (662 ratings)](https://appshunter.io/ios/app/stream-workplace-finance/id1551009637/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/payday-timer-paycheck-tracker/id6758225867/reviews)** |
| Number of ratings | **662** | 3 |
| Positive reviews | 19.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 months |
| Monetization | Free | Free |
| Size | 55 MB | 7 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Stream Platforms, Inc.](https://appshunter.io/developer/1532222758) | [Jonathan Burks](https://appshunter.io/developer/1822879152) |

## What reviewers say

### Stream

[App page](https://appshunter.io/ios/app/stream-workplace-finance/id1551009637)

Manage your finances with this app that allows you to access earnings early, track spending, save with high interest, and access exclusive discounts. It also offers tools for tax optimization and personalized AI coaching.

**Highlights:** Choose when you get paid, Check shifts and earnings, Save with high interest, Track spending across accounts, Exclusive brand discounts, AI money coach support

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🤙🏼 Lifesaver for bridging paychecks
- 👍🏼 Well worth it
- 💡 Savings feature is great
- 😊 Relieved to access pay early

**What reviewers complain about**

- 😞 No customer service
- 😠 Hidden fees for withdrawals
- 💸 Paychecks not processed on time
- 🚫 App is a mess
- 📉 Fees increase over time

**Reported bugs**

- Account reactivated after deactivation
- App not loading, stuck in loading screen
- App support page not opening
- App freezes on white screen
- Cannot add card for transfer

**Requested features**

- Option to delete account
- Better customer service response time
- Notification for new messages
- Fix app loading issues
- Allow access to paychecks when payday changes


### Payday Timer

[App page](https://appshunter.io/ios/app/payday-timer-paycheck-tracker/id6758225867)

Easily track your upcoming paychecks with a clear countdown to your next payday. Monitor earnings from multiple jobs, mark payments as received, and view detailed income history and statistics. All your paycheck information in one straightforward, ad-free app.

**Highlights:** Paycheck countdown with amount and date, Track multiple income sources, Mark paychecks as paid, View paycheck history, Earnings statistics and projections, Income graphs by source and time

**In-app purchases:** none


## Frequently asked questions

### Is Stream free?

Stream is free to download, with no in-app purchases.

### Is Payday Timer free?

Payday Timer is free to download, with no in-app purchases.

### Which has better reviews, Stream or Payday Timer?

Payday Timer is rated higher. Stream averages 4.6 out of 5 from 662 ratings, while Payday Timer averages 5.0 from 3 ratings.

### Do Stream or Payday Timer have ads?

Neither Stream nor Payday Timer shows ads.

### Which is updated more often, Stream or Payday Timer?

Stream ships an update weekly, and Payday Timer every 3 months. Most recently, Stream was updated on September 25, 2026 and Payday Timer on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*