# Dosh vs Unity Money NZ

The clearest difference is review sentiment: Dosh at 64% against Unity Money NZ's 33%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Dosh ships an update every 6 weeks, Unity Money NZ every 2 months. The most recent releases landed on October 22, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Dosh | Unity Money NZ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (3 ratings)](https://appshunter.io/ios/app/dosh/id1551072628/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | **63.5% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 116 MB | 18 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [MCA Investments Limited](https://appshunter.io/developer/1551072630) | [Unity Credit Union](https://appshunter.io/developer/875052660) |

## What reviewers say

### Dosh

[App page](https://appshunter.io/ios/app/dosh/id1551072628)

Manage your money with this app that simplifies spending, saving, and borrowing. Earn rewards on everyday purchases and home loans to get closer to your next phone upgrade. Set savings goals and earn competitive interest rates.

**Highlights:** Earn Phone Dollars on spending, Home loans with Phone Dollar bonus, Digital home loan application, Earn interest on savings, Set and track savings goals, Card spending notifications

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 💰 Great cashback rewards
- 🏠 Excellent home loan service
- 🚀 Fast and efficient processes
- 💡 Innovative features like Strive and Stashes

**What reviewers complain about**

- 😞 Cashback capped
- 😠 Partnership with One NZ disliked
- ⏳ Slow bank transfers
- 💳 Cannot reorder or get new cards easily
- 📱 One NZ blocking app

**Reported bugs**

- App won't run on two devices
- App turned black, causing eye strain
- Login screen freezes
- Incompatible with older devices
- Customer service support is lacking

**Requested features**

- Support for Apple Pay
- Ability to reorder accounts
- Monthly statements to download or email
- Balance shown after each transaction
- Username and password login option


### Unity Money NZ

[App page](https://appshunter.io/ios/app/unity-money-nz/id6502267150)

Manage your finances on the go with this mobile banking app. View balances, make payments, block cards, and set up automatic transactions. Securely message support and receive push notifications for account activity.

**Highlights:** View account balances, Make payments and transfers, Block and manage debit cards, Set up automatic payments, Secure messaging with support, Push notifications for transactions

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Dosh free?

Dosh is free to download, with no in-app purchases.

### Is Unity Money NZ free?

Unity Money NZ is free to download, with no in-app purchases.

### Do Dosh or Unity Money NZ have ads?

Neither Dosh nor Unity Money NZ shows ads.

### Which is updated more often, Dosh or Unity Money NZ?

Dosh ships an update every 6 weeks, and Unity Money NZ every 2 months. Most recently, Dosh was updated on October 22, 2026 and Unity Money NZ on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*