# Dosh vs Smarty Bucks

The clearest difference is review sentiment: Smarty Bucks at 100% against Dosh's 64%. Smarty Bucks also leads on update cadence (every 6 days vs every 6 weeks). Dosh's advantage is in-app purchases (none vs 2) and iOS requirement (15.0 vs 18.5). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. Smarty Bucks sells 2 in-app purchases, starting at $1.99 per month. Dosh asks for nothing beyond the download.

Dosh ships an update every 6 weeks, Smarty Bucks every 6 days. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Dosh | Smarty Bucks |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (3 ratings)](https://appshunter.io/ios/app/dosh/id1551072628/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 63.5% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 6 days** |
| Monetization | Free | Free |
| Size | 116 MB | 21 MB |
| Requires iOS | **15.0** | 18.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [MCA Investments Limited](https://appshunter.io/developer/1551072630) | [GREGORY MARC PEEVER](https://appshunter.io/developer/6777804892) |

## What reviewers say

### Dosh

[App page](https://appshunter.io/ios/app/dosh/id1551072628)

Manage your money with this app that simplifies spending, saving, and borrowing. Earn rewards on everyday purchases and home loans to get closer to your next phone upgrade. Set savings goals and earn competitive interest rates.

**Highlights:** Earn Phone Dollars on spending, Home loans with Phone Dollar bonus, Digital home loan application, Earn interest on savings, Set and track savings goals, Card spending notifications

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 💰 Great cashback rewards
- 🏠 Excellent home loan service
- 🚀 Fast and efficient processes
- 💡 Innovative features like Strive and Stashes

**What reviewers complain about**

- 😞 Cashback capped
- 😠 Partnership with One NZ disliked
- ⏳ Slow bank transfers
- 💳 Cannot reorder or get new cards easily
- 📱 One NZ blocking app

**Reported bugs**

- App won't run on two devices
- App turned black, causing eye strain
- Login screen freezes
- Incompatible with older devices
- Customer service support is lacking

**Requested features**

- Support for Apple Pay
- Ability to reorder accounts
- Monthly statements to download or email
- Balance shown after each transaction
- Username and password login option


### Smarty Bucks

[App page](https://appshunter.io/ios/app/smarty-bucks/id6777804889)

This app helps families manage allowances, chores, and spending. Parents can set up recurring allowances, assign chores with optional payments, and approve spending requests. Kids can track their balances, complete chores, and save towards goals.

**Highlights:** Allowance management, Chore assignment and tracking, Spending request approval, Savings goal setting, Family dashboard, Transaction history, Data export

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Annual | $22.99 | per year |


## Frequently asked questions

### Is Dosh free?

Dosh is free to download, with no in-app purchases.

### Is Smarty Bucks free?

Smarty Bucks is free to download, with in-app purchases available.

### Do Dosh or Smarty Bucks have ads?

Neither Dosh nor Smarty Bucks shows ads.

### Which is updated more often, Dosh or Smarty Bucks?

Dosh ships an update every 6 weeks, and Smarty Bucks every 6 days. Most recently, Dosh was updated on October 13, 2026 and Smarty Bucks on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*