# XpressPay vs KOWRI

The clearest difference is rating: KOWRI at 4.5 against XpressPay's 4.0. KOWRI also leads on ratings volume (123 vs 1). XpressPay's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (10.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KOWRI holds the better App Store score, 4.5 against 4.0. That said, the two scores are not equally well evidenced: KOWRI has 123 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | XpressPay | KOWRI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (1 ratings)](https://appshunter.io/ios/app/xpresspay/id1551500662/reviews) | **[4.5 (123 ratings)](https://appshunter.io/ios/app/kowri/id1616706058/reviews)** |
| Number of ratings | 1 | **123** |
| Positive reviews | — | 30.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | — | Every 2 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 82 MB | 102 MB |
| Requires iOS | **10.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Systems Technologies Limited](https://appshunter.io/developer/1539197806) | [DreamOval Ltd.](https://appshunter.io/developer/1039481648) |

## What reviewers say

### XpressPay

[App page](https://appshunter.io/ios/app/xpresspay/id1551500662)

Easily purchase affordable data and airtime for any network. Pay utility bills and manage funds with a dedicated, easy-to-fund wallet.

**Highlights:** Cheap data and VTU airtime, Utility bill payments, Dedicated funding wallet, Easy wallet funding, Supports all networks

**Features:** macOS Compatibility

**In-app purchases:** none


### KOWRI

[App page](https://appshunter.io/ios/app/kowri/id1616706058)

This app simplifies financial management and payments across Africa. It allows users to link various accounts, make secure payments for bills and services, transfer money instantly, and discover local businesses. The platform also offers tools for wealth planning, subscription management, and spending tracking.

**Highlights:** Link bank accounts, mobile money, and cards, Secure bill payments (electricity, water, insurance), Instant money transfers, QR code payments, Discover local businesses, Personalized financial insights, Automate recurring payments

**In-app purchases:** none


## Frequently asked questions

### Is XpressPay free?

XpressPay is free to download, with no in-app purchases.

### Is KOWRI free?

KOWRI is free to download, with no in-app purchases.

### Which has better reviews, XpressPay or KOWRI?

KOWRI is rated higher. XpressPay averages 4.0 out of 5 from 1 ratings, while KOWRI averages 4.5 from 123 ratings.

### Do XpressPay or KOWRI have ads?

Neither XpressPay nor KOWRI shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*