# Kard vs Ringgo

The clearest difference is review sentiment: Kard at 80% against Ringgo's 32%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kard ships an update fortnightly, Ringgo every 2 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | Kard | Ringgo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (8 ratings)](https://appshunter.io/ios/app/ringgo/id1575268262/reviews)** |
| Number of ratings | — | **8** |
| Positive reviews | **80.0% of reviews** | 31.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 81 MB | 79 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [KDB Meios de Pagamentos](https://appshunter.io/developer/1551501654) | [Onnibank S.A](https://appshunter.io/developer/1575268264) |

## What reviewers say

### Kard

[App page](https://appshunter.io/ios/app/kard/id1551501652)

Manage your Kard Elo card, check your available credit, and access exclusive benefits. This app allows affiliated public servants to securely contract installment withdrawals, block/unblock their cards, view statements, and track shipments.

**Highlights:** Consult credit margin and limit, Contract installment withdrawals, Block and unblock card, View card statements, Track card shipments, Access exclusive benefits and discounts, View contracts and documents

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ringgo

[App page](https://appshunter.io/ios/app/ringgo/id1575268262)

Manage your finances with ease and security. Receive salary, payments, transfers, and deposits all in one place. Access a range of benefits designed for you and your collaborators.

**Highlights:** Salary reception, Payment processing, Money transfers, Deposit handling, Withdrawal access, Collaborator benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kard free?

Kard is free to download, with no in-app purchases.

### Is Ringgo free?

Ringgo is free to download, with no in-app purchases.

### Do Kard or Ringgo have ads?

Neither Kard nor Ringgo shows ads.

### Which is updated more often, Kard or Ringgo?

Kard ships an update fortnightly, and Ringgo every 2 weeks. Most recently, Kard was updated on November 3, 2026 and Ringgo on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*