# Payback Balance Tracker vs ABNA Mobile

The clearest difference is review sentiment: ABNA Mobile at 100% against Payback Balance Tracker's 50%. ABNA Mobile also leads on rating (4.7 vs 3.7) and ratings volume (92 vs 10). Payback Balance Tracker's advantage is update cadence (every 9 days vs monthly) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ABNA Mobile holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: ABNA Mobile has 92 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 50% of Payback Balance Tracker's written reviews are positive against 100% of ABNA Mobile's.

Payback Balance Tracker ships an update every 9 days, ABNA Mobile monthly. The most recent releases landed on October 3, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Payback Balance Tracker | ABNA Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (10 ratings)](https://appshunter.io/ios/app/payback-balance-tracker/id1551505456/reviews) | **[4.7 (92 ratings)](https://appshunter.io/ios/app/abna-mobile/id1635985270/reviews)** |
| Number of ratings | 10 | **92** |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free | Free |
| Size | 43 MB | 148 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Matthew Brennan](https://appshunter.io/developer/1463254680) | [American Bank, N.A. - Dallas](https://appshunter.io/developer/944390344) |

## What reviewers say

### Payback Balance Tracker

[App page](https://appshunter.io/ios/app/payback-balance-tracker/id1551505456)

Easily track debts and balances among friends without needing to exchange money. This app helps everyone know who owes whom, simplifying shared expenses and reimbursements.

**Highlights:** Track balances between friends, Log what you owe others, Log what others owe you, Simplifies shared expenses, No real money exchange needed

**Features:** macOS Compatibility

**In-app purchases:** none


### ABNA Mobile

[App page](https://appshunter.io/ios/app/abna-mobile/id1635985270)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks securely from your device. It offers advanced card controls to help protect against debit card fraud.

**Highlights:** Check account balances and transaction history, Schedule and manage bill payments, Deposit checks remotely, Transfer funds between accounts, Control debit card transactions and alerts, Manage payees

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payback Balance Tracker free?

Payback Balance Tracker is free to download, with no in-app purchases.

### Is ABNA Mobile free?

ABNA Mobile is free to download, with no in-app purchases.

### Which has better reviews, Payback Balance Tracker or ABNA Mobile?

ABNA Mobile is rated higher. Payback Balance Tracker averages 3.7 out of 5 from 10 ratings, while ABNA Mobile averages 4.7 from 92 ratings.

### Do Payback Balance Tracker or ABNA Mobile have ads?

Neither Payback Balance Tracker nor ABNA Mobile shows ads.

### Which is updated more often, Payback Balance Tracker or ABNA Mobile?

Payback Balance Tracker ships an update every 9 days, and ABNA Mobile monthly. Most recently, Payback Balance Tracker was updated on October 3, 2026 and ABNA Mobile on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*