# BDO Online vs Security Bank App

The clearest difference is rating: BDO Online at 4.7 against Security Bank App's 2.4. BDO Online also leads on ratings volume (11K vs 65). Security Bank App's advantage is review sentiment (37% vs 11%) and update cadence (every 2 weeks vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BDO Online holds the better App Store score, 4.7 against 2.4. That said, the two scores are not equally well evidenced: BDO Online has 11K ratings behind it against 65, so its average is the more settled of the two. Written reviews complicate that: 11% of BDO Online's written reviews are positive against 37% of Security Bank App's, so the app with the better star average is not the one people write more warmly about.

BDO Online ships an update every 5 weeks, Security Bank App every 2 weeks. The most recent releases landed on October 18, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | BDO Online | Security Bank App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (11K ratings)](https://appshunter.io/ios/app/bdo-online/id1551584630/reviews)** | [2.4 (65 ratings)](https://appshunter.io/ios/app/security-bank-app/id6476122865/reviews) |
| Number of ratings | **11K** | 65 |
| Positive reviews | 11.2% of reviews | **36.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 412 MB | 113 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) | [Security Bank Corporation](https://appshunter.io/developer/977294211) |

## What reviewers say

### BDO Online

[App page](https://appshunter.io/ios/app/bdo-online/id1551584630)

Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.

**Highlights:** Lock/unlock cards, View statements, Free BDO to BDO transfers, Biometric/Passcode confirmation, QR code money transfers

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔑 Inconsistent login issues
- ⏱️ Slow and unresponsive
- 💳 Unable to access credit card accounts
- 📤 Unsuccessful transactions and transfers

**Reported bugs**

- Accounts not showing up
- Transaction history not updating
- Inability to receive OTP
- Constant need to reset password

**Requested features**

- Allow saving of biller details
- Synchronize passwords across web and mobile
- Provide OTP options via email or authenticator app
- Optimize for tablet/iPad use
- Add ability to transfer between own accounts (e.g., USD to PHP)


### Security Bank App

[App page](https://appshunter.io/ios/app/security-bank-app/id6476122865)

Manage your finances with this comprehensive banking application. It offers features like quick balance checks, simplified bill payments, and secure money transfers. You can also control your credit cards, open savings accounts, and make cardless withdrawals.

**Highlights:** Quick Balance check, Simplified Bills Payment, Transfer Money (InstaPay), Card Control (lock/unlock, budget alerts), Open eSecure Savings accounts, eGiveCash (cardless withdrawals), Mobile Top-Up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth and sleek app
- 🚀 Real-time transactions and credit card updates
- 👍 Better than previous version

**What reviewers complain about**

- 🐛 Unable to register/login
- 🐛 OTP issues, especially for international numbers
- 🐛 Incorrect information errors
- 🐛 Bugs and glitches
- 🐛 Cooldown period for transactions

**Reported bugs**

- Keyboard not popping up for OTP input
- Notification settings issue for PIN setup
- Incorrect country code icon for USA
- Login issues after registration

**Requested features**

- Transaction descriptions (e.g., store names)
- Email notifications for successful fund transfers


## Frequently asked questions

### Is BDO Online free?

BDO Online is free to download, with no in-app purchases.

### Is Security Bank App free?

Security Bank App is free to download, with no in-app purchases.

### Which has better reviews, BDO Online or Security Bank App?

BDO Online is rated higher. BDO Online averages 4.7 out of 5 from 11K ratings, while Security Bank App averages 2.4 from 65 ratings.

### Do BDO Online or Security Bank App have ads?

Neither BDO Online nor Security Bank App shows ads.

### Which is updated more often, BDO Online or Security Bank App?

BDO Online ships an update every 5 weeks, and Security Bank App every 2 weeks. Most recently, BDO Online was updated on October 18, 2026 and Security Bank App on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*