# BDO Online vs iCard Store

The clearest difference is price: BDO Online at Free against iCard Store's $3.99. BDO Online also leads on iOS requirement (15.0 vs 17.6). On update cadence, ads, in-app purchases and device support there is nothing between them.

BDO Online is free to download; iCard Store costs $3.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 22, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | BDO Online | iCard Store |
| --- | --- | --- |
| Price | **Free** | $3.99 |
| Rating | **[4.7 (12K ratings)](https://appshunter.io/ios/app/bdo-online/id1551584630/reviews)** | — |
| Number of ratings | **12K** | — |
| Positive reviews | 11.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Free | — |
| Size | 412 MB | 5 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Age rating | 4+ | 17+ |
| Developer | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) | [Georgios Stavropoulos](https://appshunter.io/developer/1792154671) |

## What reviewers say

### BDO Online

[App page](https://appshunter.io/ios/app/bdo-online/id1551584630)

Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.

**Highlights:** Lock/unlock cards, View statements, Free BDO to BDO transfers, Biometric/Passcode confirmation, QR code money transfers

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Lightning-fast load times
- 🔒 Robust security features
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔑 Inconsistent login issues
- ⏱️ Slow and unresponsive
- 💳 Unable to access credit card accounts
- 📤 Unsuccessful transactions and transfers

**Reported bugs**

- Accounts not showing up
- Transaction history not updating
- Inability to receive OTP
- Constant need to reset password

**Requested features**

- Allow saving of biller details
- Synchronize passwords across web and mobile
- Provide OTP options via email or authenticator app
- Optimize for tablet/iPad use
- Add ability to transfer between own accounts (e.g., USD to PHP)


### iCard Store

[App page](https://appshunter.io/ios/app/icard-store/id6759252055)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BDO Online free?

BDO Online is free to download, with no in-app purchases.

### Is iCard Store free?

iCard Store costs $3.99, with no in-app purchases.

### Do BDO Online or iCard Store have ads?

Neither BDO Online nor iCard Store shows ads.

### Which is updated more often, BDO Online or iCard Store?

BDO Online ships an update every 5 weeks, and iCard Store every 5 weeks. Most recently, BDO Online was updated on October 22, 2026 and iCard Store on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*