# Sunbit vs Split Pay

The clearest difference is rating: Split Pay at 4.9 against Sunbit's 4.0. Split Pay also leads on review sentiment (72% vs 37%) and ratings volume (18K vs 371). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Split Pay holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: Split Pay has 18K ratings behind it against 371, so its average is the more settled of the two. Written reviews point the same way: 37% of Sunbit's written reviews are positive against 72% of Split Pay's.

Sunbit ships an update fortnightly, Split Pay every 2 weeks. The most recent releases landed on October 11, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Sunbit | Split Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (371 ratings)](https://appshunter.io/ios/app/sunbit/id1551590090/reviews) | **[4.9 (18K ratings)](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850/reviews)** |
| Number of ratings | 371 | **18K** |
| Positive reviews | 37.2% of reviews | **72.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Free | Free |
| Best chart rank | #204 | **#92** |
| Size | 72 MB | 64 MB |
| Requires iOS | **15.1** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Sunbit. Inc](https://appshunter.io/developer/1399985465) | [Visible Ideas](https://appshunter.io/developer/1685211689) |

## What reviewers say

### Sunbit

[App page](https://appshunter.io/ios/app/sunbit/id1551590090)

**Currently charting:** #204 Top Free · Finance (US App Store)

Manage your buy now, pay over time financing for everyday purchases and services. View account details, make payments, and track your installment plans. Access your transaction history and update payment information easily.

**Highlights:** Manage Sunbit Card, View account details, Make payments, Download monthly statements, Manage payment plans, Track installment payments, Update payment methods

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 💡 Helpful for financing needs
- 👍 Convenient app
- 🚀 Quick approval process

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🐛 Oversized UI elements
- 🐛 Face ID/login issues
- 🐛 Disconnects bank account
- 🐛 Lack of payment scheduling options

**Reported bugs**

- App crashes when viewing transactions
- Face ID/login functionality not working
- Bank account keeps disconnecting
- Oversized UI elements on smaller screens
- Inability to see full payment details

**Requested features**

- Add payment scheduling options
- Improve app stability and performance
- Enhance user interface and navigation
- Provide better customer support


### Split Pay

[App page](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850)

**Currently charting:** #92 Top Free · Finance (US App Store)

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

**Highlights:** Split rent into two payments, Build credit history, Improve budgeting, Works with all payment systems, Autopay functionality, Free credit reporting option

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service with team members that go above and beyond
- 👍 Easy to use and intuitive
- 💡 Helpful split pay feature
- 🚀 Smooth and seamless process
- 👍 Convenient for budgeting and managing rent payments

**What reviewers complain about**

- 🐛 Delayed rent payments to landlord
- 🐛 Accounts suspended with no explanation
- 🐛 Difficult to get approved for split pay
- 🐛 App crashes and freezes
- 🐛 Lack of integration with property management portals

**Reported bugs**

- Login screen freezes
- Incompatibility with certain bank accounts
- Payments not showing up in app after being processed

**Requested features**

- Ability to change payment dates after initial setup
- Option to adjust second split pay date within 30-day period
- Integration with property management payment portals
- Clearer communication on approval process and reasons for account suspension


## Frequently asked questions

### Is Sunbit free?

Sunbit is free to download, with no in-app purchases.

### Is Split Pay free?

Split Pay is free to download, with no in-app purchases.

### Which has better reviews, Sunbit or Split Pay?

Split Pay is rated higher. Sunbit averages 4.0 out of 5 from 371 ratings, while Split Pay averages 4.9 from 18K ratings.

### Do Sunbit or Split Pay have ads?

Neither Sunbit nor Split Pay shows ads.

### Which is updated more often, Sunbit or Split Pay?

Sunbit ships an update fortnightly, and Split Pay every 2 weeks. Most recently, Sunbit was updated on October 11, 2026 and Split Pay on October 13, 2026.

### Which is more popular, Sunbit or Split Pay?

Sunbit currently peaks at #204 in the App Store charts, and Split Pay at #92. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*