# BullPay vs Beans App

The clearest difference is monetization model: BullPay at free against Beans App's free with in-app purchases. Beans App's advantage is review sentiment (60% vs 42%) and update cadence (fortnightly vs monthly). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BullPay ships an update monthly, Beans App fortnightly. The most recent releases landed on October 7, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | BullPay | Beans App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.7 (27 ratings)](https://appshunter.io/ios/app/beans-app/id1616633340/reviews)** |
| Number of ratings | — | **27** |
| Positive reviews | 41.7% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 24 MB | 66 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bull Market Brokers](https://appshunter.io/developer/1200009954) | [Beans bv](https://appshunter.io/developer/1616633342) |

## What reviewers say

### BullPay

[App page](https://appshunter.io/ios/app/bullpay/id1551628589)

Manage your finances by linking your virtual wallet balance to invest in the stock market. Use a digital card within the app for everyday purchases. Requires an active brokerage account to use.

**Highlights:** Digital card for purchases, Link virtual wallet balance, Invest in the stock market, Manage finances, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Beans App

[App page](https://appshunter.io/ios/app/beans-app/id1616633340)

Manage, send, and receive money globally with a secure, non-custodial wallet. Instantly move funds, exchange currencies, and earn variable returns on your value. Access cash worldwide through MoneyGram locations.

**Highlights:** Global money management, Instant international transfers, Multi-currency wallet, Earn variable returns, Cash access via MoneyGram, Secure non-custodial wallet

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BullPay free?

BullPay is free to download, with no in-app purchases.

### Is Beans App free?

Beans App is free to download, with no in-app purchases.

### Do BullPay or Beans App have ads?

Neither BullPay nor Beans App shows ads.

### Which is updated more often, BullPay or Beans App?

BullPay ships an update monthly, and Beans App fortnightly. Most recently, BullPay was updated on October 7, 2026 and Beans App on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*