# BullPay vs Finzo

The clearest difference is review sentiment: Finzo at 100% against BullPay's 42%. BullPay's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Finzo sells 2 in-app purchases, starting at $4.99 per month. BullPay asks for nothing beyond the download.

BullPay ships an update monthly, Finzo every 5 weeks. The most recent releases landed on October 7, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | BullPay | Finzo |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 41.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 24 MB | 27 MB |
| Requires iOS | **15.1** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Bull Market Brokers](https://appshunter.io/developer/1200009954) | [Dogukan Ardic](https://appshunter.io/developer/1802243520) |

## What reviewers say

### BullPay

[App page](https://appshunter.io/ios/app/bullpay/id1551628589)

Manage your finances by linking your virtual wallet balance to invest in the stock market. Use a digital card within the app for everyday purchases. Requires an active brokerage account to use.

**Highlights:** Digital card for purchases, Link virtual wallet balance, Invest in the stock market, Manage finances, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Finzo

[App page](https://appshunter.io/ios/app/finzo-finance-tracker/id6743325607)

Manage your money effortlessly with this personal finance tracker. Monitor income and expenses, gain AI-powered insights into spending habits, and make informed financial decisions. Features custom categories, detailed reports, and budget tracking for a clear financial future.

**Highlights:** Track daily expenses and income, Customizable expense and income categories, AI-powered spending analysis, Intelligent budget recommendations, Financial runway visualization, Secure on-device data storage

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finzo Monthly Pro | $4.99 | per month |
| Finzo Yearly Pro | $29.99 | per year |


## Frequently asked questions

### Is BullPay free?

BullPay is free to download, with no in-app purchases.

### Is Finzo free?

Finzo is free to download, with in-app purchases available.

### Do BullPay or Finzo have ads?

Finzo shows ads; BullPay does not.

### Which is updated more often, BullPay or Finzo?

BullPay ships an update monthly, and Finzo every 5 weeks. Most recently, BullPay was updated on October 7, 2026 and Finzo on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*