# KPay vs OYM

The clearest difference is ads: KPay at none against OYM's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KPay ships an update every 2 weeks, OYM every 3 weeks. The most recent releases landed on October 7, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | KPay | OYM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/kpay/id1551767545/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | — |
| Size | 209 MB | 72 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [KPAY MERCHANT SERVICE LIMITED](https://appshunter.io/developer/1548843708) | [Cyber Universal Company Limited](https://appshunter.io/developer/1041905777) |

## What reviewers say

### KPay

[App page](https://appshunter.io/ios/app/kpay/id1551767545)

Manage all your business's payment transactions, from accepting contactless payments on your iPhone to global remittances and financial reporting. This platform offers a comprehensive suite of tools for businesses of all sizes to streamline their financial operations.

**Highlights:** Tap to Pay on iPhone, Contactless payment acceptance, Digital registration, 24x7 FPS transfers, Global payouts, Smart billing management, Automated financial reporting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### OYM

[App page](https://appshunter.io/ios/app/oym/id1566861744)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is KPay free?

KPay is free to download, with no in-app purchases.

### Is OYM free?

OYM is free to download, with no in-app purchases.

### Do KPay or OYM have ads?

OYM shows ads; KPay does not.

### Which is updated more often, KPay or OYM?

KPay ships an update every 2 weeks, and OYM every 3 weeks. Most recently, KPay was updated on October 7, 2026 and OYM on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*