# CUTXMOBILE vs Envelope Tracker

The clearest difference is ratings volume: CUTXMOBILE at 11K against Envelope Tracker's 1. Envelope Tracker's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Envelope Tracker holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: CUTXMOBILE has 11K ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | CUTXMOBILE | Envelope Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (11K ratings)](https://appshunter.io/ios/app/cutxmobile/id1551854537/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/envelope-tracker/id6796866976/reviews)** |
| Number of ratings | **11K** | 1 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | — |
| Monetization | Free | Free |
| Size | 198 MB | 4 MB |
| Requires iOS | 18.4 | **18.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Credit Union of Texas](https://appshunter.io/developer/465929597) | [Rob Lynch](https://appshunter.io/developer/6796866978) |

## What reviewers say

### CUTXMOBILE

[App page](https://appshunter.io/ios/app/cutxmobile/id1551854537)

Manage your finances conveniently and securely on the go. View statements, deposit checks, transfer funds, and pay bills with ease. Monitor your accounts, set alerts, and access branch information anytime, anywhere.

**Highlights:** 24/7 balance checks, Mobile check deposit, Funds transfer management, Transaction history viewing, Bill payment, Account alerts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Easy to deposit checks remotely
- 🕰️ Time-saving mobile banking
- 💻 Excellent website and online banking
- 🤖 Helpful AI chat assistant
- 🏦 Reliable and consistent credit union

**What reviewers complain about**

- 🔒 Issues with card unlocking
- ⏱️ Slow transaction updates
- 🐛 Bugs and crashes in the app
- 🧭 Difficult to navigate and use
- 🚫 Missing key features like Zelle

**Reported bugs**

- App not compatible with latest iOS versions
- Inconsistent app performance and stability
- Issues with external account transfers

**Requested features**

- Bring back mobile check deposits
- Improve Zelle integration and functionality
- Add ability to rename accounts
- Provide real-time transaction updates


### Envelope Tracker

[App page](https://appshunter.io/ios/app/envelope-tracker/id6796866976)

Manage your weekly budget with a simple, private system. Set spending limits, categorize purchases, and track your remaining funds. Visualize your spending pace and review past weeks.

**Highlights:** Weekly spending envelopes, Customizable spending categories, Log purchases with details, Vendor memory for quick entries, Split purchases across categories, Review past spending history, CSV export of transactions, iCloud sync for Apple devices

**In-app purchases:** none


## Frequently asked questions

### Is CUTXMOBILE free?

CUTXMOBILE is free to download, with no in-app purchases.

### Is Envelope Tracker free?

Envelope Tracker is free to download, with no in-app purchases.

### Which has better reviews, CUTXMOBILE or Envelope Tracker?

Envelope Tracker is rated higher. CUTXMOBILE averages 4.8 out of 5 from 11K ratings, while Envelope Tracker averages 5.0 from 1 ratings.

### Do CUTXMOBILE or Envelope Tracker have ads?

Neither CUTXMOBILE nor Envelope Tracker shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*