# CAKE vs cashpace

The clearest difference is in-app purchases: CAKE at none against cashpace's 7. CAKE also leads on update cadence (weekly vs monthly) and iOS requirement (13.0 vs 15.0). On price, ads and device support there is nothing between them.

Both are free to download. cashpace sells 7 in-app purchases, starting at $0.99 per month. CAKE asks for nothing beyond the download.

CAKE ships an update weekly, cashpace monthly. Both last shipped on October 25, 2026.

## The numbers

| Metric | CAKE | cashpace |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (597 ratings)](https://appshunter.io/ios/app/cake-digital-banking/id1551907051/reviews)** | — |
| Number of ratings | **597** | — |
| Positive reviews | 21.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free | — |
| Size | 364 MB | 13 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK](https://appshunter.io/developer/680504034) | [Timur Sitnikov](https://appshunter.io/developer/1778971844) |

## What reviewers say

### CAKE

[App page](https://appshunter.io/ios/app/cake-digital-banking/id1551907051)

This digital bank offers a full suite of financial services, including accounts, cards, loans, and savings, powered by AI for enhanced customer experience. It prioritizes security and financial inclusion with a 100% online onboarding process and free lifetime services.

**Highlights:** 100% online account registration, AI-enhanced banking operations, Free lifetime banking services, Debit and credit card issuance, Term deposits with attractive rates, Consumer loans, Utility payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast loan disbursement
- 👍 Easy and quick registration
- 👍 Good for emergencies
- 👍 High interest rates for savings
- 👍 Free interbank transfers

**What reviewers complain about**

- ⚠️ High fees and charges
- ⚠️ Deceptive practices
- ⚠️ Poor customer service
- ⚠️ Difficult verification process
- ⚠️ App crashes and freezes

**Reported bugs**

- App crashes on startup (iOS)
- App freezes and closes after opening
- White screen when trying to access loan application
- Unable to withdraw money
- Account locked without explanation

**Requested features**

- Add VNeID authentication for CCCD
- Restore old PIN entry interface
- Display balance in transaction history
- Improve face recognition for verification
- More flexible phone number change process


### cashpace

[App page](https://appshunter.io/ios/app/cashpace/id6457478002)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium (1 month) | $0.99 | per month |
| Premium (1 month) | $0.99 | per month |
| Premium (1 month) | $1.99 | per month |
| Premium (1 year) | $9.99 | per year |
| Premium (1 year) | $9.99 | per year |
| Premium (1 year) | $9.99 | per year |
| Premium (1 year) | $19.99 | per year |


## Frequently asked questions

### Is CAKE free?

CAKE is free to download, with no in-app purchases.

### Is cashpace free?

cashpace is free to download, with in-app purchases available.

### Do CAKE or cashpace have ads?

Neither CAKE nor cashpace shows ads.

### Which is updated more often, CAKE or cashpace?

CAKE ships an update weekly, and cashpace monthly. Most recently, CAKE was updated on October 25, 2026 and cashpace on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*