# Tappy Pay vs Wio Personal

The clearest difference is ratings volume: Wio Personal at 665 against Tappy Pay's 1. Wio Personal also leads on update cadence (every 10 days vs every 5 weeks). Tappy Pay's advantage is rating (5.0 vs 4.8) and iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tappy Pay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Wio Personal has 665 ratings behind it against 1, so its average is the more settled of the two.

Tappy Pay ships an update every 5 weeks, Wio Personal every 10 days. The most recent releases landed on October 3, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Tappy Pay | Wio Personal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tappy-pay/id1551982956/reviews)** | [4.8 (665 ratings)](https://appshunter.io/ios/app/wio-personal/id1658472726/reviews) |
| Number of ratings | 1 | **665** |
| Positive reviews | — | 42.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 10 days** |
| Monetization | Free | Free |
| Size | 37 MB | 417 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Tappy Technologies Canada](https://appshunter.io/developer/1498983527) | [WIO BANK P.J.S.C](https://appshunter.io/developer/1622363879) |

## What reviewers say

### Tappy Pay

[App page](https://appshunter.io/ios/app/tappy-pay/id1551982956)

Manage your Tappy wearable devices for contactless payments, access control, and event entry. Easily secure your device by locking or deleting it if lost or stolen. Track transactions and receive real-time notifications.

**Highlights:** Add and manage Tappy wearable devices, Enable tokenized contactless payments, Manage access control and event entry, Lock or delete lost/stolen devices, View transaction history, Receive transaction notifications

**In-app purchases:** none


### Wio Personal

[App page](https://appshunter.io/ios/app/wio-personal/id1658472726)

Manage your finances comprehensively with a single platform. Save, spend, borrow, and invest across multiple currencies. Earn interest on savings, receive cashback on spending, and access global markets for stocks and crypto.

**Highlights:** Multi-currency accounts, Interest on savings, Debit and credit card, Cashback rewards, International money transfers, Stock and crypto investing, Virtual and physical cards

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Easy setup
- 💡 Innovative features
- 🚀 Excellent performance
- 🚀 Cutting-edge banking app

**What reviewers complain about**

- 🐛 Frequent app updates causing issues
- 🔍 Difficult to find basic information
- 🔍 Cluttered and bloated UI
- 🔍 Restricted selling options in investing
- 🔍 Inconsistent cashback rewards

**Reported bugs**

- Camera issues during account verification
- Login problems and app crashes
- Lost data when navigating away during beneficiary addition
- Pending transfers with no clear resolution timeline

**Requested features**

- Ability to permanently remove unused features
- More customization options for the UI
- Improved customer support and responsiveness
- Seamless integration of banking and investment features
- Ability to export transactions to Excel


## Frequently asked questions

### Is Tappy Pay free?

Tappy Pay is free to download, with no in-app purchases.

### Is Wio Personal free?

Wio Personal is free to download, with no in-app purchases.

### Which has better reviews, Tappy Pay or Wio Personal?

Tappy Pay is rated higher. Tappy Pay averages 5.0 out of 5 from 1 ratings, while Wio Personal averages 4.8 from 665 ratings.

### Do Tappy Pay or Wio Personal have ads?

Neither Tappy Pay nor Wio Personal shows ads.

### Which is updated more often, Tappy Pay or Wio Personal?

Tappy Pay ships an update every 5 weeks, and Wio Personal every 10 days. Most recently, Tappy Pay was updated on October 3, 2026 and Wio Personal on October 13, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*