# Create Pay vs AFS BPay

The clearest difference is update cadence: Create Pay at every 2 weeks against AFS BPay's every 5 weeks. Create Pay also leads on iOS requirement (12.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Create Pay ships an update every 2 weeks, AFS BPay every 5 weeks. The most recent releases landed on October 3, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Create Pay | AFS BPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 5 weeks |
| Size | 31 MB | 58 MB |
| Requires iOS | **12.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [NASER HATAB](https://appshunter.io/developer/1546149254) | [AFS M-Banking](https://appshunter.io/developer/1437130285) |

## What reviewers say

### Create Pay

[App page](https://appshunter.io/ios/app/create-pay/id1552028188)

**Features:** macOS Compatibility

**In-app purchases:** none


### AFS BPay

[App page](https://appshunter.io/ios/app/afs-bpay/id1629591483)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Create Pay free?

Create Pay is free to download, with no in-app purchases.

### Is AFS BPay free?

AFS BPay is free to download, with no in-app purchases.

### Do Create Pay or AFS BPay have ads?

Neither Create Pay nor AFS BPay shows ads.

### Which is updated more often, Create Pay or AFS BPay?

Create Pay ships an update every 2 weeks, and AFS BPay every 5 weeks. Most recently, Create Pay was updated on October 3, 2026 and AFS BPay on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*