# Create Pay vs LendPal

The clearest difference is in-app purchases: Create Pay at none against LendPal's 3. Create Pay also leads on iOS requirement (12.0 vs 18.4). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. LendPal sells 3 in-app purchases, starting at $2.99 per month. Create Pay asks for nothing beyond the download.

Create Pay ships an update every 2 weeks, LendPal weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Create Pay | LendPal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lendpal/id6753029457/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | — | Freemium |
| Size | 31 MB | 8 MB |
| Requires iOS | **12.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [NASER HATAB](https://appshunter.io/developer/1546149254) | [John Mutua](https://appshunter.io/developer/1842196536) |

## What reviewers say

### Create Pay

[App page](https://appshunter.io/ios/app/create-pay/id1552028188)

**Features:** macOS Compatibility

**In-app purchases:** none


### LendPal

[App page](https://appshunter.io/ios/app/lendpal/id6753029457)

Easily track personal loans and repayments in one place. Monitor outstanding balances, record payments flexibly, and stay organized with loan grouping and due date tracking. Offers customization and security features.

**Highlights:** Track outstanding loan balances, Record and edit repayments, Group loans by person, Identify overdue loans, Customizable currency and appearance, Face ID/Touch ID protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $2.99 | per month |
| 3-Months Plan | $6.99 | per 3 months |
| Annual Plan | $24.99 | per year |


## Frequently asked questions

### Is Create Pay free?

Create Pay is free to download, with no in-app purchases.

### Is LendPal free?

LendPal is free to download, with in-app purchases available.

### Do Create Pay or LendPal have ads?

Neither Create Pay nor LendPal shows ads.

### Which is updated more often, Create Pay or LendPal?

Create Pay ships an update every 2 weeks, and LendPal weekly. Most recently, Create Pay was updated on October 25, 2026 and LendPal on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*