# E vs Payto

The clearest difference is in-app purchases: E at none against Payto's 4. E also leads on iOS requirement (12.0 vs 15.1). Payto's advantage is device support. On price there is nothing between them.

Both are free to download. Payto sells 4 in-app purchases, starting at $1.99 per month. E asks for nothing beyond the download.

## The numbers

| Metric | E | Payto |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | — | Yes |
| Update frequency | — | Every 8 days |
| Monetization | — | Free with in-app purchases |
| Size | 34 MB | 93 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | — | **iPhone, iPod** |
| Age rating | 4+ | 9+ |
| Developer | [TELECOM COOK ISLANDS LIMITED](https://appshunter.io/developer/1104085071) | [Beomjin In](https://appshunter.io/developer/1791890813) |

## What reviewers say

### E

[App page](https://appshunter.io/ios/app/e-moni/id1552143328)

**In-app purchases:** none


### Payto

[App page](https://appshunter.io/ios/app/payto-ai-expense-tracker/id6761049047)

Effortlessly track expenses using voice commands and AI analysis. Get personalized insights, set budgets, and manage finances with your family. Choose from various AI personalities to guide your financial journey.

**Highlights:** Voice and natural language expense logging, AI chat assistant for financial queries, Personalized AI insights and analysis, Shared budgeting for families and partners, Customizable AI personalities, Detailed spending category tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ad-Free (Monthly) | $1.99 | per month |
| Payto Pro: Monthly | $3.99 | per month |
| Ad-Free (Annual) | $5.99 | per year |
| Payto Pro (Annual) | $34.99 | per year |


## Frequently asked questions

### Is E free?

E is free to download, with no in-app purchases.

### Is Payto free?

Payto is free to download, with in-app purchases available.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*