# Sail Pay vs CARLGERA

The clearest difference is update cadence: Sail Pay at every 5 days against CARLGERA's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sail Pay ships an update every 5 days, CARLGERA every 2 weeks. The most recent releases landed on October 22, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Sail Pay | CARLGERA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (8 ratings)](https://appshunter.io/ios/app/sail-pay/id1552172196/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 2 weeks |
| Monetization | Free | — |
| Size | 98 MB | 40 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Umbrella Applications, LLC](https://appshunter.io/developer/1515502396) | [Balosh Integrated Services Nig Limited](https://appshunter.io/developer/1693000217) |

## What reviewers say

### Sail Pay

[App page](https://appshunter.io/ios/app/sail-pay/id1552172196)

This app facilitates group payments, allowing users to instantly split transactions in person or online. It supports both one-time and recurring expenses, eliminating the need to chase payments from others. Create groups of two or more to start splitting costs effortlessly.

**Highlights:** Instant transaction splitting, In-person and online payments, Supports recurring transactions, Create groups for splitting, Eliminates need to ask for money back

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### CARLGERA

[App page](https://appshunter.io/ios/app/carlgera/id6752628705)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Sail Pay free?

Sail Pay is free to download, with no in-app purchases.

### Is CARLGERA free?

CARLGERA is free to download, with no in-app purchases.

### Do Sail Pay or CARLGERA have ads?

Neither Sail Pay nor CARLGERA shows ads.

### Which is updated more often, Sail Pay or CARLGERA?

Sail Pay ships an update every 5 days, and CARLGERA every 2 weeks. Most recently, Sail Pay was updated on October 22, 2026 and CARLGERA on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*