# Odessa Employees Credit Union vs SplitNSettle

The clearest difference is in-app purchases: Odessa Employees Credit Union at none against SplitNSettle's 1. Odessa Employees Credit Union also leads on ads (none vs shown) and iOS requirement (11.0 vs 15.1). SplitNSettle's advantage is update cadence (every 3 weeks vs every 20 months). On price and device support there is nothing between them.

Both are free to download. SplitNSettle sells 1 in-app purchase, starting at $4.99 per year. Odessa Employees Credit Union asks for nothing beyond the download.

Odessa Employees Credit Union ships an update every 20 months, SplitNSettle every 3 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Odessa Employees Credit Union | SplitNSettle |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 20 months | **Every 3 weeks** |
| Size | 5 MB | 62 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Odessa Employees Credit Union](https://appshunter.io/developer/1552240623) | [Neetu Sharma](https://appshunter.io/developer/1803460892) |

## What reviewers say

### Odessa Employees Credit Union

[App page](https://appshunter.io/ios/app/odessa-employees-credit-union/id1552240621)

**Features:** macOS Compatibility

**In-app purchases:** none


### SplitNSettle

[App page](https://appshunter.io/ios/app/splitnsettle/id6757589699)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitNSettle Pro (Yearly) | $4.99 | per year |


## Frequently asked questions

### Is Odessa Employees Credit Union free?

Odessa Employees Credit Union is free to download, with no in-app purchases.

### Is SplitNSettle free?

SplitNSettle is free to download, with in-app purchases available.

### Do Odessa Employees Credit Union or SplitNSettle have ads?

SplitNSettle shows ads; Odessa Employees Credit Union does not.

### Which is updated more often, Odessa Employees Credit Union or SplitNSettle?

Odessa Employees Credit Union ships an update every 20 months, and SplitNSettle every 3 weeks. Most recently, Odessa Employees Credit Union was updated on November 3, 2026 and SplitNSettle on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*