Xverse vs Ledjo

The Bitcoin financial platform built on self custody. Trusted by nearly 2 million users and featured in Yahoo Finance, Nasdaq, and CoinDesk. Earn yield, borrow against your bitcoin, and spend your coins without selling. Send and receive money globally. Your keys stay in your control. Onchain finance. No permission required. SECURE. PRIVATE. SELF CUSTODY. Full self custody. You control your private keys. Xverse never has access to your funds. Connect your Ledger or Keystone hardware wallet. Keep your keys offline. Manage your portfolio with the speed of a digital bank. - Hardware wallet support including Ledger and Keystone - Biometric authentication on mobile - Import existing wallets in seconds - Open source and independently audited by leading security firms No custodians. No account freezes. No withdrawal limits. No credit checks. Your coins. Your control. SEND AND RECEIVE MONEY GLOBALLY Pay anyone, anywhere. Send bitcoin and stablecoins instantly using Lightning. Transfer money across Bitcoin layers including Starknet, Stacks, and Spark with near-zero fees. - Send and receive bitcoin and stablecoin payments - Pay instantly using Lightning - Global money transfer with no intermediaries - Buy bitcoin and supported assets directly in-app - Swap tokens or bridge assets across chains Everyday payments. Cross-border capital. You stay in control. EARN YIELD AND GROW YOUR BITCOIN Your coins should be working. Stake, lend, and earn interest on your bitcoin and stablecoins. - Stake STX and earn BTC rewards paid directly to your wallet - Earn interest on stablecoins including USDC through secure lending - Access bitcoin-backed yield opportunities including WBTC staking - High yield onchain strategies - Browse and earn directly in-app Every coin works harder. You stay in control. BORROW AGAINST YOUR BITCOIN Get cash without selling your coins. Take out bitcoin-backed loans and keep your position. - Borrow money against your BTC with no credit checks - Bitcoin-backed loans with no intermediaries - Access stablecoin liquidity instantly - Keep your coins. Never sell. The old way: sell your bitcoin, lose your position, trigger a tax event. The new way: borrow against it and pay it back on your terms. SPEND YOUR CRYPTO Spend globally while your bitcoin and stablecoins keep generating yield. - Spend bitcoin and stablecoins globally - Pay with Lightning for instant settlement - The Xverse bitcoin card is coming soon. Your onchain balance, connected to everyday spending. Your money. Onchain. No bank required. YOUR STABLECOINS. YOUR SAVINGS. Stablecoins built for payments, savings, and yield. - Store stablecoins including USDB, USDC, and USDCx - Earn interest on your savings with no lock-ups - Send stablecoin payments globally, anytime - Use stablecoins as digital cash for everyday spending - Connect your US bank account to deposit and buy directly Global finance. Bitcoin-grade security. One platform. THE BITCOIN ECONOMY. ONE SCREEN. Manage your full onchain portfolio in a single unified view. - Bitcoin (BTC) - Stablecoins - Stacks (STX) and sBTC - Starknet and Spark assets - Bitcoin Layer 2 tokens - Ordinals, Runes, and Bitcoin-native assets Available in English, Simplified Chinese, Spanish, Korean, Japanese, German, Portuguese, French, Turkish, and Russian. Download Xverse and put your bitcoin to work.

Ledjo - Personal and Family Money Manager Take control of your money with Ledjo, a simple and smart app for tracking spending, managing budgets and reaching your savings goals. Whether you are running a personal wallet or the finances of a whole family, Ledjo keeps it easy. FAST TRANSACTION ENTRY Record income and expenses in seconds. Sort them into categories so you always know where your money went. MULTIPLE WALLETS Create separate wallets for cash, bank accounts, credit cards and savings. Manage them one by one, or combine them for a complete picture of your finances. SMART BUDGETING Set monthly budgets per category and get a warning before you overspend. Stick to the plan and build better habits over time. FAMILY FINANCES MADE SIMPLE Share wallets and budgets with the people you live with. Track shared spending together and stay aligned on your goals. CLEAR REPORTS AND CHARTS Read your spending at a glance by day, week, month or category, so you can make smarter financial decisions. BILL REMINDERS Never miss a payment again. Set reminders for recurring bills and subscriptions. CLOUD SYNC Your data syncs securely across all your devices, so you can check your finances anytime, anywhere. SAFE AND SECURE Your financial data is encrypted and protected. Privacy is always our priority. PREMIUM PLANS Ledjo Premium Yearly is an auto-renewable subscription with a 1 year term, priced at USD 1.99 per year (price varies by App Store region), and it begins with a 1 year free trial. The subscription renews automatically until you cancel. Cancel any time in App Store Settings, at least 24 hours before the renewal date. A one-time purchase at USD 14.99 is also available; it is billed once and never renews. Premium unlocks multi-device sync, the shared family book and CSV export. Recording, budgeting, planning and reports stay free. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sang89vh.github.io/ledjio/ Start your journey to financial freedom today. Download Ledjo and take the first step toward smarter money management!