# Numilo vs SpendFlex

Numilo and SpendFlex are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Numilo sells 3 one-off in-app purchases and SpendFlex sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Numilo ships an update every 9 days, SpendFlex every 11 days. The most recent releases landed on October 9, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Numilo | SpendFlex |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/numilo-personal-finance/id1552840181/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 11 days |
| Monetization | Free with in-app purchases | — |
| Size | 135 MB | 46 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [林 苟](https://appshunter.io/developer/1552707164) | [ALFREDO CALOTO SANTIN](https://appshunter.io/developer/1896686921) |

## What reviewers say

### Numilo

[App page](https://appshunter.io/ios/app/numilo-personal-finance/id1552840181)

This app simplifies personal finance management with features for tracking income and expenses, managing assets and debts, and planning loan repayments. It offers multi-account support, clear financial overviews, and detailed insights into spending habits.

**Highlights:** Multi-account ledger management, Asset and debt overview, Loan repayment planning, Credit account management, Gift and social spending tracker, Financial trend charts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tip $0.99 | $0.99 | one-time |
| Tip $1.99 | $1.99 | one-time |
| Tip $2.99 | $2.99 | one-time |


### SpendFlex

[App page](https://appshunter.io/ios/app/spendflex-spending-tracker/id6771418134)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendFlex PRO month | $2.99 | per month |
| SpendFlex Premium lifetime | $22.99 | one-time |


## Frequently asked questions

### Is Numilo free?

Numilo is free to download, with in-app purchases available.

### Is SpendFlex free?

SpendFlex is free to download, with in-app purchases available.

### Do Numilo or SpendFlex have ads?

Neither Numilo nor SpendFlex shows ads.

### Which is updated more often, Numilo or SpendFlex?

Numilo ships an update every 9 days, and SpendFlex every 11 days. Most recently, Numilo was updated on October 9, 2026 and SpendFlex on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*