# First Independence vs Extra CU Mobile App

First Independence and Extra CU Mobile App both sit at 4.7 stars, but that hides the real split: 100% of First Independence's written reviews are positive against 47% of Extra CU Mobile App's. First Independence also leads on monetization model (free vs ad-supported) and iOS requirement (14.7 vs 18.4). Extra CU Mobile App's advantage is update cadence (monthly vs every 30 months) and ratings volume (2.3K vs 101). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for First Independence against 4.8 for Extra CU Mobile App. That said, the two scores are not equally well evidenced: Extra CU Mobile App has 2.3K ratings behind it against 101, so its average is the more settled of the two. Written reviews are what separate them: 100% of First Independence's written reviews are positive against 47% of Extra CU Mobile App's.

First Independence ships an update every 30 months, Extra CU Mobile App monthly. The most recent releases landed on September 30, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | First Independence | Extra CU Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (101 ratings)](https://appshunter.io/ios/app/first-independence/id1553128328/reviews) | **[4.8 (2.3K ratings)](https://appshunter.io/ios/app/extra-cu-mobile-app/id1627077829/reviews)** |
| Number of ratings | 101 | **2.3K** |
| Positive reviews | **100.0% of reviews** | 46.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 30 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 99 MB | 196 MB |
| Requires iOS | **14.7** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First Independence Bank](https://appshunter.io/developer/999055481) | [Extra Credit Union](https://appshunter.io/developer/620443034) |

## What reviewers say

### First Independence

[App page](https://appshunter.io/ios/app/first-independence/id1553128328)

Access your bank accounts securely from anywhere. Manage your money by paying bills, depositing checks, transferring funds, and viewing transactions. You can also control your debit card and find nearby branches or ATMs.

**Highlights:** Bill and friend payments, Debit card control, Check deposit, Account balance and transaction viewing, Fund transfers, Branch and ATM locator, New account opening

**Features:** macOS Compatibility

**In-app purchases:** none


### Extra CU Mobile App

[App page](https://appshunter.io/ios/app/extra-cu-mobile-app/id1627077829)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and more. Secure your account with a passcode or biometrics.

**Highlights:** Check balances and transactions, Transfer funds between accounts, Pay loans and bills, Deposit checks remotely, Reorder or turn off debit cards, Set up balance alerts, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 🚀 Convenient mobile app
- 🔒 Secure banking experience
- 💡 Helpful for rebuilding credit

**What reviewers complain about**

- 🐛 Buggy mobile app updates
- 💤 Outdated user interface
- 🙄 Intrusive advertisements
- 🤔 Confusing navigation

**Reported bugs**

- Unable to update app on older devices
- Mobile deposit issues
- Crashes and freezes

**Requested features**

- Improve mobile deposit process
- Add dark mode option
- Enhance account overview functionality


## Frequently asked questions

### Is First Independence free?

First Independence is free to download, with no in-app purchases.

### Is Extra CU Mobile App free?

Extra CU Mobile App is free to download, with no in-app purchases.

### Which has better reviews, First Independence or Extra CU Mobile App?

Extra CU Mobile App is rated higher. First Independence averages 4.7 out of 5 from 101 ratings, while Extra CU Mobile App averages 4.8 from 2.3K ratings.

### Do First Independence or Extra CU Mobile App have ads?

Neither First Independence nor Extra CU Mobile App shows ads.

### Which is updated more often, First Independence or Extra CU Mobile App?

First Independence ships an update every 30 months, and Extra CU Mobile App monthly. Most recently, First Independence was updated on September 30, 2026 and Extra CU Mobile App on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*