# First Independence vs WA Digital Banking

The clearest difference is review sentiment: First Independence at 100% against WA Digital Banking's 0%. First Independence also leads on rating (4.7 vs 4.0) and ratings volume (103 vs 4). WA Digital Banking's advantage is update cadence (every 2 days vs every 30 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Independence holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: First Independence has 103 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 100% of First Independence's written reviews are positive against 0% of WA Digital Banking's.

First Independence ships an update every 30 months, WA Digital Banking every 2 days. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | First Independence | WA Digital Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (103 ratings)](https://appshunter.io/ios/app/first-independence/id1553128328/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/wa-digital-banking/id6759742548/reviews) |
| Number of ratings | **103** | 4 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 30 months | **Every 2 days** |
| Monetization | Free | Free |
| Size | 99 MB | 48 MB |
| Requires iOS | **14.7** | 16.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [First Independence Bank](https://appshunter.io/developer/999055481) | [Western Alliance Bancorporation](https://appshunter.io/developer/1151922527) |

## What reviewers say

### First Independence

[App page](https://appshunter.io/ios/app/first-independence/id1553128328)

Access your bank accounts securely from anywhere. Manage your money by paying bills, depositing checks, transferring funds, and viewing transactions. You can also control your debit card and find nearby branches or ATMs.

**Highlights:** Bill and friend payments, Debit card control, Check deposit, Account balance and transaction viewing, Fund transfers, Branch and ATM locator, New account opening

**Features:** macOS Compatibility

**In-app purchases:** none


### WA Digital Banking

[App page](https://appshunter.io/ios/app/wa-digital-banking/id6759742548)

Manage your personal banking accounts on the go. Check balances, transfer funds, pay bills, and deposit checks securely. Send and receive money with Zelle® and receive custom alerts for account activity.

**Highlights:** Check account balances, Transfer funds between accounts, Pay bills, Deposit checks, Send/receive money with Zelle®, View statements, Set custom alerts

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is First Independence free?

First Independence is free to download, with no in-app purchases.

### Is WA Digital Banking free?

WA Digital Banking is free to download, with no in-app purchases.

### Which has better reviews, First Independence or WA Digital Banking?

First Independence is rated higher. First Independence averages 4.7 out of 5 from 103 ratings, while WA Digital Banking averages 4.0 from 4 ratings.

### Do First Independence or WA Digital Banking have ads?

Neither First Independence nor WA Digital Banking shows ads.

### Which is updated more often, First Independence or WA Digital Banking?

First Independence ships an update every 30 months, and WA Digital Banking every 2 days. Most recently, First Independence was updated on November 7, 2026 and WA Digital Banking on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*