# First Independence vs Optionnaire

The clearest difference is ads: First Independence at none against Optionnaire's shown. First Independence also leads on ratings volume (104 vs 1) and monetization model (free vs ad-supported). Optionnaire's advantage is rating (5.0 vs 4.7). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Optionnaire holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: First Independence has 104 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

## The numbers

| Metric | First Independence | Optionnaire |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (104 ratings)](https://appshunter.io/ios/app/first-independence/id1553128328/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/optionnaire/id6762570735/reviews)** |
| Number of ratings | **104** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 30 months | — |
| Monetization | **Free** | Ad-supported |
| Size | 99 MB | 47 MB |
| Requires iOS | **14.7** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [First Independence Bank](https://appshunter.io/developer/999055481) | [Optionnaire LLC](https://appshunter.io/developer/1894713651) |

## What reviewers say

### First Independence

[App page](https://appshunter.io/ios/app/first-independence/id1553128328)

Access your bank accounts securely from anywhere. Manage your money by paying bills, depositing checks, transferring funds, and viewing transactions. You can also control your debit card and find nearby branches or ATMs.

**Highlights:** Bill and friend payments, Debit card control, Check deposit, Account balance and transaction viewing, Fund transfers, Branch and ATM locator, New account opening

**Features:** macOS Compatibility

**In-app purchases:** none


### Optionnaire

[App page](https://appshunter.io/ios/app/optionnaire/id6762570735)

Learn about investing and options trading with short, structured lessons. This app builds financial knowledge step-by-step, with no assumed background. Practice your skills with paper trading before investing real money.

**Highlights:** Structured financial lessons, Investing 101 module, Options trading module, Paper trading practice, Progress tracking, No assumed financial background

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is First Independence free?

First Independence is free to download, with no in-app purchases.

### Is Optionnaire free?

Optionnaire is free to download, with no in-app purchases.

### Which has better reviews, First Independence or Optionnaire?

Optionnaire is rated higher. First Independence averages 4.7 out of 5 from 104 ratings, while Optionnaire averages 5.0 from 1 ratings.

### Do First Independence or Optionnaire have ads?

Optionnaire shows ads; First Independence does not.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
