# First Reliance vs TCB

The clearest difference is ads: TCB at none against First Reliance's shown. First Reliance's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.5 vs 18.4). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for First Reliance against 4.9 for TCB. Both are backed by a comparable volume of ratings — 1.6K and 2K respectively. Written reviews split almost evenly too, at 76% and 76% positive.

First Reliance ships an update every 6 weeks, TCB monthly. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | First Reliance | TCB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.6K ratings)](https://appshunter.io/ios/app/first-reliance/id1553191200/reviews) | **[4.9 (2K ratings)](https://appshunter.io/ios/app/tcb-2go/id6714482913/reviews)** |
| Number of ratings | 1.6K | **2K** |
| Positive reviews | 75.8% of reviews | **75.9% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 189 MB | 200 MB |
| Requires iOS | **15.5** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [First Reliance Bancshares Inc](https://appshunter.io/developer/634019206) | [The Citizens Bank](https://appshunter.io/developer/659482105) |

## What reviewers say

### First Reliance

[App page](https://appshunter.io/ios/app/first-reliance/id1553191200)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Secure sign-on options are available.

**Highlights:** Check account balances, Search recent transactions, Transfer cash between accounts, Make bill payments, Manage payees, Deposit checks via camera, Touch ID/Face ID sign-on

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Efficient mobile banking features
- 💯 Excellent customer service
- 🤝 Trustworthy and reliable bank

**What reviewers complain about**

- 🐛 Face ID/Fingerprint authentication issues
- 🔒 Security concerns with account lockouts
- ⏱️ Frequent app sign-in required
- 🔄 Inconsistent app updates and changes

**Reported bugs**

- Incorrect account balance display
- Frequent app crashes and freezes
- Connectivity issues when accessing transactions

**Requested features**

- Improved Face ID/Fingerprint authentication
- Notification system for account access attempts
- Seamless multi-device sync and login
- Detailed transaction history and reporting


### TCB

[App page](https://appshunter.io/ios/app/tcb-2go/id6714482913)

Manage your finances on the go with this secure and fast application. Set up balance alerts, make payments, transfer funds, and deposit checks with a photo. You can also temporarily disable your debit card and locate nearby branches or ATMs.

**Highlights:** Balance alerts, Bill and person payments, Inter-account transfers, Mobile check deposit, Debit card control, Statement viewing, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Great new features
- 🚀 Informative and easy to navigate
- 👍 Awesome banking app
- 👍 User friendly

**What reviewers complain about**

- 🐛 Deposit issues
- 🐛 Debit card locking issues
- 🐛 Remote deposit problems
- 🐛 Inconsistent app updates

**Reported bugs**

- Deposit issues
- Inconsistent app updates

**Requested features**

- Debit card locking/unlocking feature
- Improve remote deposit function


## Frequently asked questions

### Is First Reliance free?

First Reliance is free to download, with no in-app purchases.

### Is TCB free?

TCB is free to download, with no in-app purchases.

### Which has better reviews, First Reliance or TCB?

TCB is rated higher. First Reliance averages 4.8 out of 5 from 1.6K ratings, while TCB averages 4.9 from 2K ratings.

### Do First Reliance or TCB have ads?

First Reliance shows ads; TCB does not.

### Which is updated more often, First Reliance or TCB?

First Reliance ships an update every 6 weeks, and TCB monthly. Most recently, First Reliance was updated on October 17, 2026 and TCB on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*