# MCLB vs Pay2U Pay

The clearest difference is rating: Pay2U Pay at 4.5 against MCLB's 1.0. Pay2U Pay also leads on ratings volume (20 vs 2). MCLB's advantage is update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay2U Pay holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: Pay2U Pay has 20 ratings behind it against 2, so its average is the more settled of the two.

MCLB ships an update monthly, Pay2U Pay every 3 months. The most recent releases landed on October 21, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | MCLB | Pay2U Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/mclb/id1553333381/reviews) | **[4.5 (20 ratings)](https://appshunter.io/ios/app/pay2u-pay/id6737432880/reviews)** |
| Number of ratings | 2 | **20** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 24 MB | 36 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Paymentus Corporation](https://appshunter.io/developer/779712427) | [PAY2U COMPANY LIMITED](https://appshunter.io/developer/1776340596) |

## What reviewers say

### MCLB

[App page](https://appshunter.io/ios/app/mclb/id1553333381)

This mobile application allows users to conveniently pay their bills online through the Marion County Library Department. Obtain your login credentials from the department to begin making secure payments.

**Highlights:** Online bill payment, Secure payment processing, Credential-based access, Mobile accessibility

**Features:** macOS Compatibility

**In-app purchases:** none


### Pay2U Pay

[App page](https://appshunter.io/ios/app/pay2u-pay/id6737432880)

Manage your finances with this secure and user-friendly mobile application. Easily transfer money between wallets or use QR codes for quick transactions. It prioritizes your financial security with advanced encryption.

**Highlights:** Wallet-to-wallet transfers, QR code payments, Secure transactions, User-friendly interface, Finance and investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MCLB free?

MCLB is free to download, with no in-app purchases.

### Is Pay2U Pay free?

Pay2U Pay is free to download, with no in-app purchases.

### Which has better reviews, MCLB or Pay2U Pay?

Pay2U Pay is rated higher. MCLB averages 1.0 out of 5 from 2 ratings, while Pay2U Pay averages 4.5 from 20 ratings.

### Do MCLB or Pay2U Pay have ads?

Neither MCLB nor Pay2U Pay shows ads.

### Which is updated more often, MCLB or Pay2U Pay?

MCLB ships an update monthly, and Pay2U Pay every 3 months. Most recently, MCLB was updated on October 21, 2026 and Pay2U Pay on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*