# Credicentro vs Oriental Bank

The clearest difference is monetization model: Oriental Bank at free against Credicentro's free with in-app purchases. Oriental Bank also leads on update cadence (monthly vs every 4 months) and ratings volume (23K vs 768). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Credicentro against 4.9 for Oriental Bank. That said, the two scores are not equally well evidenced: Oriental Bank has 23K ratings behind it against 768, so its average is the more settled of the two. Written reviews are what separate them: 86% of Credicentro's written reviews are positive against 83% of Oriental Bank's.

Credicentro ships an update every 4 months, Oriental Bank monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Credicentro | Oriental Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (768 ratings)](https://appshunter.io/ios/app/credicentro-coop/id1553335167/reviews) | **[4.9 (23K ratings)](https://appshunter.io/ios/app/oriental-bank/id6445898608/reviews)** |
| Number of ratings | 768 | **23K** |
| Positive reviews | **85.7% of reviews** | 82.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 111 MB | 120 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [COOPERATIVA DE AHORRO Y CREDITO DE BARRANQUITAS](https://appshunter.io/developer/1553335169) | [OFG Bancorp](https://appshunter.io/developer/688388398) |

## What reviewers say

### Credicentro

[App page](https://appshunter.io/ios/app/credicentro-coop/id1553335167)

Manage your cooperative accounts securely from your mobile device. View balances, transaction history, and details for savings, certificates, and loans. Perform transfers, pay bills, and deposit checks with ease.

**Highlights:** Account balance and details, Loan information, Bill payment history, Check deposit, Fund transfers, ATM and branch locator

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Oriental Bank

[App page](https://appshunter.io/ios/app/oriental-bank/id6445898608)

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

**Highlights:** Personalized financial insights, Monthly budget creation, Transaction and balance projections, Enhanced card controls, E-statement access, Customizable notifications, Account management tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient and fast
- 💯 Excellent service
- 🤩 Improved app experience

**What reviewers complain about**

- 🐛 Face ID not working
- 🤔 Complicated for older users
- 🤨 Confusing layout and navigation

**Reported bugs**

- New app still prompting for download
- Accounts not displaying properly

**Requested features**

- Add Apple Pay support
- Improve People Pay transfers
- Add passcode/biometric access


## Frequently asked questions

### Is Credicentro free?

Credicentro is free to download, with no in-app purchases.

### Is Oriental Bank free?

Oriental Bank is free to download, with no in-app purchases.

### Which has better reviews, Credicentro or Oriental Bank?

Oriental Bank is rated higher. Credicentro averages 4.8 out of 5 from 768 ratings, while Oriental Bank averages 4.9 from 23K ratings.

### Do Credicentro or Oriental Bank have ads?

Neither Credicentro nor Oriental Bank shows ads.

### Which is updated more often, Credicentro or Oriental Bank?

Credicentro ships an update every 4 months, and Oriental Bank monthly. Most recently, Credicentro was updated on October 29, 2026 and Oriental Bank on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*