# Credicentro vs Balanced IRA

The clearest difference is update cadence: Balanced IRA at every 6 days against Credicentro's every 4 months. Balanced IRA also leads on monetization model (free vs free with in-app purchases) and review sentiment (100% vs 86%). Credicentro's advantage is ratings volume (771 vs 4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Balanced IRA holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Credicentro has 771 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 86% of Credicentro's written reviews are positive against 100% of Balanced IRA's.

Credicentro ships an update every 4 months, Balanced IRA every 6 days. The most recent releases landed on November 7, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Credicentro | Balanced IRA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (771 ratings)](https://appshunter.io/ios/app/credicentro-coop/id1553335167/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/balanced-ira/id6798414459/reviews)** |
| Number of ratings | **771** | 4 |
| Positive reviews | 85.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 6 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 111 MB | 89 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [COOPERATIVA DE AHORRO Y CREDITO DE BARRANQUITAS](https://appshunter.io/developer/1553335169) | [X-Square Capital LLC](https://appshunter.io/developer/6798414461) |

## What reviewers say

### Credicentro

[App page](https://appshunter.io/ios/app/credicentro-coop/id1553335167)

Manage your cooperative accounts securely from your mobile device. View balances, transaction history, and details for savings, certificates, and loans. Perform transfers, pay bills, and deposit checks with ease.

**Highlights:** Account balance and details, Loan information, Bill payment history, Check deposit, Fund transfers, ATM and branch locator

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Balanced IRA

[App page](https://appshunter.io/ios/app/balanced-ira/id6798414459)

Manage your retirement savings on the go. Open an IRA, fund it via ACH, or roll over existing accounts. Track contributions, request withdrawals, and link bank accounts securely.

**Highlights:** Open new IRA accounts, Fund accounts via ACH, Roll over 401(k), 403(b), or IRA, Link and manage bank accounts, Track contributions and withdrawals, Request distributions, Biometric sign-in

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Credicentro free?

Credicentro is free to download, with no in-app purchases.

### Is Balanced IRA free?

Balanced IRA is free to download, with no in-app purchases.

### Which has better reviews, Credicentro or Balanced IRA?

Balanced IRA is rated higher. Credicentro averages 4.8 out of 5 from 771 ratings, while Balanced IRA averages 5.0 from 4 ratings.

### Do Credicentro or Balanced IRA have ads?

Neither Credicentro nor Balanced IRA shows ads.

### Which is updated more often, Credicentro or Balanced IRA?

Credicentro ships an update every 4 months, and Balanced IRA every 6 days. Most recently, Credicentro was updated on November 7, 2026 and Balanced IRA on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*