# 懒猫记账Pro vs 卡喵

The clearest difference is rating: 卡喵 at 5.0 against 懒猫记账Pro's 4.1. 卡喵 also leads on monetization model (free with in-app purchases vs subscription) and ads (none vs shown). 懒猫记账Pro's advantage is ratings volume (102 vs 5) and iOS requirement (13.0 vs 16.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. 懒猫记账Pro sells 16 in-app purchases, starting at $0.99 per month and 卡喵 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

卡喵 holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: 懒猫记账Pro has 102 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 70% of 懒猫记账Pro's written reviews are positive against 86% of 卡喵's.

懒猫记账Pro ships an update fortnightly, 卡喵 every 3 weeks. The most recent releases landed on September 16, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 懒猫记账Pro | 卡喵 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (102 ratings)](https://appshunter.io/ios/app/pro-1/id1553660004/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/app/id1557595766/reviews)** |
| Number of ratings | **102** | 5 |
| Positive reviews | 69.7% of reviews | **86.4% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Subscription | **Free with in-app purchases** |
| Size | 219 MB | 40 MB |
| Requires iOS | **13.0** | 16.1 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [春城 贾](https://appshunter.io/developer/1501061855) | [Hangzhou ChangJing Technology Co., Ltd.](https://appshunter.io/developer/1110673763) |

## What reviewers say

### 懒猫记账Pro

[App page](https://appshunter.io/ios/app/pro-1/id1553660004)

This app helps you track daily expenses, business transactions, travel costs, and household finances with multiple customizable ledgers. It offers quick entry, budget reminders, and detailed financial analysis through charts and reports, all while ensuring your data is securely backed up to iCloud.

**Highlights:** Multiple customizable ledgers, Quick expense entry, Budget reminders, Financial analysis charts, Secure iCloud data backup, Customizable themes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 懒猫记账Pro月度自动续期会员 | $0.99 | per month |
| 懒猫记账Pro月度自动续期会员8 | $0.99 | per month |
| 懒猫记账Pro月度自动续期会员15 | $1.99 | per month |
| 懒猫记账Pro月度自动续期会员18 | $1.99 | per month |
| 懒猫记账Pro月度自动续期会员12 | $1.99 | per month |
| 懒猫记账Pro季度自动续期会员24 | $2.99 | per 3 months |
| 懒猫记账Pro月度会员28 | $3.99 | per month |
| 懒猫记账Pro年度自动续期会员36 | $4.99 | per year |
| 懒猫记账Pro季度自动续期会员36 | $4.99 | per 3 months |
| 懒猫记账Pro年度自动续期会员50 | $6.99 | per year |
| 懒猫记账Pro年度会员108 | $14.99 | per year |
| 懒猫记账Pro永久会员30 | $3.99 | one-time |
| 懒猫记账Pro永久会员45 | $5.99 | one-time |
| 新懒猫记账Pro永久会员 | $12.99 | one-time |
| 懒猫记账Pro永久会员 | $12.99 | one-time |
| 懒猫记账Pro新永久会员188 | $29.99 | one-time |


### 卡喵

[App page](https://appshunter.io/ios/app/app/id1557595766)

Manage your credit cards with ease. Track bill dates, payment deadlines, and optimize spending for maximum interest-free periods. Offers customizable reminders and year-end fee tracking for financial clarity.

**Highlights:** Bill date tracking, Payment deadline reminders, Optimal spending day suggestions, Interest-free period optimization, Annual fee tracking, Customizable reminders, Offline usage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 包月会员 | $0.99 | per month |
| 包年会员 | $4.99 | per year |
| 永久会员 | $9.99 | one-time |


## Frequently asked questions

### Is 懒猫记账Pro free?

懒猫记账Pro is free to download, with in-app purchases available.

### Is 卡喵 free?

卡喵 is free to download, with in-app purchases available.

### Which has better reviews, 懒猫记账Pro or 卡喵?

卡喵 is rated higher. 懒猫记账Pro averages 4.1 out of 5 from 102 ratings, while 卡喵 averages 5.0 from 5 ratings.

### Do 懒猫记账Pro or 卡喵 have ads?

懒猫记账Pro shows ads; 卡喵 does not.

### Which is updated more often, 懒猫记账Pro or 卡喵?

懒猫记账Pro ships an update fortnightly, and 卡喵 every 3 weeks. Most recently, 懒猫记账Pro was updated on September 16, 2026 and 卡喵 on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*