# 懒猫记账Pro vs 商户kds

The clearest difference is price: 商户kds at Free against 懒猫记账Pro's $9.99. 商户kds also leads on in-app purchases (none vs 16) and ads (none vs shown). On update cadence, device support and iOS requirement there is nothing between them.

商户kds is free to download; 懒猫记账Pro costs $9.99 up front. 懒猫记账Pro sells 16 in-app purchases, starting at $0.99 per month. 商户kds asks for nothing beyond the download.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | 懒猫记账Pro | 商户kds |
| --- | --- | --- |
| Price | $9.99 | **Free** |
| Rating | **[4.1 (102 ratings)](https://appshunter.io/ios/app/pro-1/id1553660004/reviews)** | — |
| Number of ratings | **102** | — |
| Positive reviews | 69.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Subscription | — |
| Size | 219 MB | 40 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [春城 贾](https://appshunter.io/developer/1501061855) | [曲靖众源科技有限公司](https://appshunter.io/developer/1477571847) |

## What reviewers say

### 懒猫记账Pro

[App page](https://appshunter.io/ios/app/pro-1/id1553660004)

This app helps you track daily expenses, business transactions, travel costs, and household finances with multiple customizable ledgers. It offers quick entry, budget reminders, and detailed financial analysis through charts and reports, all while ensuring your data is securely backed up to iCloud.

**Highlights:** Multiple customizable ledgers, Quick expense entry, Budget reminders, Financial analysis charts, Secure iCloud data backup, Customizable themes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 懒猫记账Pro月度自动续期会员 | $0.99 | per month |
| 懒猫记账Pro月度自动续期会员8 | $0.99 | per month |
| 懒猫记账Pro月度自动续期会员15 | $1.99 | per month |
| 懒猫记账Pro月度自动续期会员18 | $1.99 | per month |
| 懒猫记账Pro月度自动续期会员12 | $1.99 | per month |
| 懒猫记账Pro季度自动续期会员24 | $2.99 | per 3 months |
| 懒猫记账Pro月度会员28 | $3.99 | per month |
| 懒猫记账Pro年度自动续期会员36 | $4.99 | per year |
| 懒猫记账Pro季度自动续期会员36 | $4.99 | per 3 months |
| 懒猫记账Pro年度自动续期会员50 | $6.99 | per year |
| 懒猫记账Pro年度会员108 | $14.99 | per year |
| 懒猫记账Pro永久会员30 | $3.99 | one-time |
| 懒猫记账Pro永久会员45 | $5.99 | one-time |
| 新懒猫记账Pro永久会员 | $12.99 | one-time |
| 懒猫记账Pro永久会员 | $12.99 | one-time |
| 懒猫记账Pro新永久会员188 | $29.99 | one-time |


### 商户kds

[App page](https://appshunter.io/ios/app/kds/id6757051794)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 懒猫记账Pro free?

懒猫记账Pro costs $9.99, and also offers in-app purchases.

### Is 商户kds free?

商户kds is free to download, with no in-app purchases.

### Do 懒猫记账Pro or 商户kds have ads?

懒猫记账Pro shows ads; 商户kds does not.

### Which is updated more often, 懒猫记账Pro or 商户kds?

懒猫记账Pro ships an update fortnightly, and 商户kds fortnightly. Most recently, 懒猫记账Pro was updated on October 29, 2026 and 商户kds on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*