# ONE ZERO vs הפניקס

The clearest difference is rating: הפניקס at 5.0 against ONE ZERO's 3.0. ONE ZERO's advantage is ratings volume (61 vs 3) and update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

הפניקס holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: ONE ZERO has 61 ratings behind it against 3, so its average is the more settled of the two.

ONE ZERO ships an update every 2 weeks, הפניקס monthly. The most recent releases landed on October 6, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | ONE ZERO | הפניקס |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (61 ratings)](https://appshunter.io/ios/app/one-zero/id1554109300/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/id6450553401/reviews)** |
| Number of ratings | **61** | 3 |
| Positive reviews | 10.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 274 MB | 124 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ONE ZERO Digital Bank LTD](https://appshunter.io/developer/1522256484) | [The Phoenix Insurance Company LTD](https://appshunter.io/developer/492099452) |

## What reviewers say

### ONE ZERO

[App page](https://appshunter.io/ios/app/one-zero/id1554109300)

This digital bank offers accounts with no maintenance fees and unique benefits designed to save users thousands annually. Enjoy high-interest deposits, fee-free foreign currency transactions, and investment opportunities. Manage all your accounts and cards in one place with AI-powered insights and expert support.

**Highlights:** No maintenance fees, High-interest deposits, Fee-free foreign currency transactions, Investment opportunities, Consolidated account management, AI-powered financial insights, 24/7 expert support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and efficient app
- 👍 Bank is good and advanced
- 👍 No unnecessary fees
- 👍 Well-structured package deals

**What reviewers complain about**

- ❌ No English language option
- ❌ Slow and unhelpful support
- ❌ Impossible to transfer money to oneself
- ❌ Annoying promotional notifications
- ❌ Stuck in registration loop

**Reported bugs**

- Stuck in registration loop
- App is often stuck
- App crashes
- Voice verification not working
- Document scanning errors

**Requested features**

- Add English language option
- Improve AI helper
- Add dark mode
- Add iPad version
- Option to provide feedback within the app


### הפניקס

[App page](https://appshunter.io/ios/app/id6450553401)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ONE ZERO free?

ONE ZERO is free to download, with no in-app purchases.

### Is הפניקס free?

הפניקס is free to download, with no in-app purchases.

### Which has better reviews, ONE ZERO or הפניקס?

הפניקס is rated higher. ONE ZERO averages 3.0 out of 5 from 61 ratings, while הפניקס averages 5.0 from 3 ratings.

### Do ONE ZERO or הפניקס have ads?

Neither ONE ZERO nor הפניקס shows ads.

### Which is updated more often, ONE ZERO or הפניקס?

ONE ZERO ships an update every 2 weeks, and הפניקס monthly. Most recently, ONE ZERO was updated on October 6, 2026 and הפניקס on October 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*