# ONE ZERO vs Mani

The clearest difference is rating: ONE ZERO at 3.0 against Mani's 1.5. ONE ZERO also leads on ads (none vs shown) and update cadence (every 2 weeks vs every 6 months). Mani's advantage is monetization model (ad-supported vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ONE ZERO holds the better App Store score, 3.0 against 1.5. That said, the two scores are not equally well evidenced: ONE ZERO has 61 ratings behind it against 2, so its average is the more settled of the two.

ONE ZERO ships an update every 2 weeks, Mani every 6 months. The most recent releases landed on October 14, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | ONE ZERO | Mani |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (61 ratings)](https://appshunter.io/ios/app/one-zero/id1554109300/reviews)** | [1.5 (2 ratings)](https://appshunter.io/ios/app/mani-wallet-app/id6480477311/reviews) |
| Number of ratings | **61** | 2 |
| Positive reviews | 10.4% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 weeks** | Every 6 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 274 MB | 18 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ONE ZERO Digital Bank LTD](https://appshunter.io/developer/1522256484) | [I.C.P. Finance Ltd](https://appshunter.io/developer/1739164309) |

## What reviewers say

### ONE ZERO

[App page](https://appshunter.io/ios/app/one-zero/id1554109300)

This digital bank offers accounts with no maintenance fees and unique benefits designed to save users thousands annually. Enjoy high-interest deposits, fee-free foreign currency transactions, and investment opportunities. Manage all your accounts and cards in one place with AI-powered insights and expert support.

**Highlights:** No maintenance fees, High-interest deposits, Fee-free foreign currency transactions, Investment opportunities, Consolidated account management, AI-powered financial insights, 24/7 expert support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and efficient app
- 👍 Bank is good and advanced
- 👍 No unnecessary fees
- 👍 Well-structured package deals

**What reviewers complain about**

- ❌ No English language option
- ❌ Slow and unhelpful support
- ❌ Impossible to transfer money to oneself
- ❌ Annoying promotional notifications
- ❌ Stuck in registration loop

**Reported bugs**

- Stuck in registration loop
- App is often stuck
- App crashes
- Voice verification not working
- Document scanning errors

**Requested features**

- Add English language option
- Improve AI helper
- Add dark mode
- Add iPad version
- Option to provide feedback within the app


### Mani

[App page](https://appshunter.io/ios/app/mani-wallet-app/id6480477311)

Manage your finances with a versatile digital wallet offering flexible installment options and instant money transfers. Businesses can create custom payment pages, while users can top up their wallets through various methods and access a secure international prepaid card.

**Highlights:** No limits on wallet usage, Flexible installment options, Instant money transfers, Customizable business payment pages, Multiple wallet top-up methods, Secure international prepaid card

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ONE ZERO free?

ONE ZERO is free to download, with no in-app purchases.

### Is Mani free?

Mani is free to download, with no in-app purchases.

### Which has better reviews, ONE ZERO or Mani?

ONE ZERO is rated higher. ONE ZERO averages 3.0 out of 5 from 61 ratings, while Mani averages 1.5 from 2 ratings.

### Do ONE ZERO or Mani have ads?

Mani shows ads; ONE ZERO does not.

### Which is updated more often, ONE ZERO or Mani?

ONE ZERO ships an update every 2 weeks, and Mani every 6 months. Most recently, ONE ZERO was updated on October 14, 2026 and Mani on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*