# ONE ZERO vs aynWise

The clearest difference is in-app purchases: ONE ZERO at none against aynWise's 2. aynWise's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. aynWise sells 2 in-app purchases, starting at $9.99 per month. ONE ZERO asks for nothing beyond the download.

ONE ZERO ships an update every 2 weeks, aynWise every 5 days. The most recent releases landed on October 14, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | ONE ZERO | aynWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (61 ratings)](https://appshunter.io/ios/app/one-zero/id1554109300/reviews)** | — |
| Number of ratings | **61** | — |
| Positive reviews | 10.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | Free with in-app purchases | — |
| Size | 274 MB | 76 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [ONE ZERO Digital Bank LTD](https://appshunter.io/developer/1522256484) | [Benjamin David](https://appshunter.io/developer/1111519262) |

## What reviewers say

### ONE ZERO

[App page](https://appshunter.io/ios/app/one-zero/id1554109300)

This digital bank offers accounts with no maintenance fees and unique benefits designed to save users thousands annually. Enjoy high-interest deposits, fee-free foreign currency transactions, and investment opportunities. Manage all your accounts and cards in one place with AI-powered insights and expert support.

**Highlights:** No maintenance fees, High-interest deposits, Fee-free foreign currency transactions, Investment opportunities, Consolidated account management, AI-powered financial insights, 24/7 expert support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and efficient app
- 👍 Bank is good and advanced
- 👍 No unnecessary fees
- 👍 Well-structured package deals

**What reviewers complain about**

- ❌ No English language option
- ❌ Slow and unhelpful support
- ❌ Impossible to transfer money to oneself
- ❌ Annoying promotional notifications
- ❌ Stuck in registration loop

**Reported bugs**

- Stuck in registration loop
- App is often stuck
- App crashes
- Voice verification not working
- Document scanning errors

**Requested features**

- Add English language option
- Improve AI helper
- Add dark mode
- Add iPad version
- Option to provide feedback within the app


### aynWise

[App page](https://appshunter.io/ios/app/aynwise/id6757854495)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| משפחתי פלוס – חודשי | $9.99 | per month |
| פמילי פלוס – שנתי | $99.99 | per year |


## Frequently asked questions

### Is ONE ZERO free?

ONE ZERO is free to download, with no in-app purchases.

### Is aynWise free?

aynWise is free to download, with in-app purchases available.

### Do ONE ZERO or aynWise have ads?

Neither ONE ZERO nor aynWise shows ads.

### Which is updated more often, ONE ZERO or aynWise?

ONE ZERO ships an update every 2 weeks, and aynWise every 5 days. Most recently, ONE ZERO was updated on October 14, 2026 and aynWise on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*