# Amortization Calculator vs Planr Software

The clearest difference is in-app purchases: Planr Software at none against Amortization Calculator's 2. Planr Software also leads on iOS requirement (13.0 vs 15.0). Amortization Calculator's advantage is update cadence (every 6 months vs every 19 months). On price, ads and device support there is nothing between them.

Both are free to download. Amortization Calculator sells 2 in-app purchases, starting at $12.99 per year. Planr Software asks for nothing beyond the download.

Amortization Calculator ships an update every 6 months, Planr Software every 19 months. The most recent releases landed on October 21, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | Amortization Calculator | Planr Software |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (801 ratings)](https://appshunter.io/ios/app/amortization-calculator-calc/id1555174010/reviews)** | — |
| Number of ratings | **801** | — |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 months** | Every 19 months |
| Monetization | Free with in-app purchases | — |
| Size | 6 MB | 9 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Phan Nhat Đang](https://appshunter.io/developer/1437390098) | [Planr](https://appshunter.io/developer/1579953392) |

## What reviewers say

### Amortization Calculator

[App page](https://appshunter.io/ios/app/amortization-calculator-calc/id1555174010)

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

**Highlights:** Monthly loan payment estimation, Amortization chart generation, Total interest calculation, Total payment calculation, Annual amortization schedule, Monthly amortization schedule

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Premium Package | $12.99 | per year |
| Unlock all features | $4.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 🚀 Super fast and inexpensive
- 👍 Beautiful design

**What reviewers complain about**

- 🐛 Unable to input decimal values
- 💰 Paid subscription required
- 🐛 Incorrect monthly payment calculations
- 🔍 Infested with ads despite paid subscription

**Reported bugs**

- Incorrect monthly payment calculations
- Crashes and freezes

**Requested features**

- Extra payment calculation options (e.g., extra monthly, yearly, or one-time payment)
- Amortization schedule


### Planr Software

[App page](https://appshunter.io/ios/app/planr-software/id1579953390)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Amortization Calculator free?

Amortization Calculator is free to download, with in-app purchases available.

### Is Planr Software free?

Planr Software is free to download, with no in-app purchases.

### Do Amortization Calculator or Planr Software have ads?

Neither Amortization Calculator nor Planr Software shows ads.

### Which is updated more often, Amortization Calculator or Planr Software?

Amortization Calculator ships an update every 6 months, and Planr Software every 19 months. Most recently, Amortization Calculator was updated on October 21, 2026 and Planr Software on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*