# Amortization Calculator vs StackBudget

The clearest difference is review sentiment: StackBudget at 100% against Amortization Calculator's 33%. StackBudget also leads on in-app purchases (none vs 2) and rating (5.0 vs 4.6). Amortization Calculator's advantage is ratings volume (796 vs 4) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Amortization Calculator sells 2 in-app purchases, starting at $12.99 per year. StackBudget asks for nothing beyond the download.

StackBudget holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Amortization Calculator has 796 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 33% of Amortization Calculator's written reviews are positive against 100% of StackBudget's.

## The numbers

| Metric | Amortization Calculator | StackBudget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (796 ratings)](https://appshunter.io/ios/app/amortization-calculator-calc/id1555174010/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/stackbudget/id6741462172/reviews)** |
| Number of ratings | **796** | 4 |
| Positive reviews | 33.3% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 7 months | — |
| Monetization | Free with in-app purchases | **Free** |
| Size | 6 MB | 1 MB |
| Requires iOS | **15.0** | 16.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Phan Nhat Đang](https://appshunter.io/developer/1437390098) | [Sean Duran](https://appshunter.io/developer/380042619) |

## What reviewers say

### Amortization Calculator

[App page](https://appshunter.io/ios/app/amortization-calculator-calc/id1555174010)

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

**Highlights:** Monthly loan payment estimation, Amortization chart generation, Total interest calculation, Total payment calculation, Annual amortization schedule, Monthly amortization schedule

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Premium Package | $12.99 | per year |
| Unlock all features | $4.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 🚀 Super fast and inexpensive
- 👍 Beautiful design

**What reviewers complain about**

- 🐛 Unable to input decimal values
- 💰 Paid subscription required
- 🐛 Incorrect monthly payment calculations
- 🔍 Infested with ads despite paid subscription

**Reported bugs**

- Incorrect monthly payment calculations
- Crashes and freezes

**Requested features**

- Extra payment calculation options (e.g., extra monthly, yearly, or one-time payment)
- Amortization schedule


### StackBudget

[App page](https://appshunter.io/ios/app/stackbudget/id6741462172)

Take full control of your finances without linking bank accounts. This app offers a straightforward way to manage your money, providing a simpler alternative to complex budgeting tools.

**Highlights:** Manual money control, Simpler budgeting alternative, No bank account connection, User-friendly interface

**In-app purchases:** none


## Frequently asked questions

### Is Amortization Calculator free?

Amortization Calculator is free to download, with in-app purchases available.

### Is StackBudget free?

StackBudget is free to download, with no in-app purchases.

### Which has better reviews, Amortization Calculator or StackBudget?

StackBudget is rated higher. Amortization Calculator averages 4.6 out of 5 from 796 ratings, while StackBudget averages 5.0 from 4 ratings.

### Do Amortization Calculator or StackBudget have ads?

Neither Amortization Calculator nor StackBudget shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*