# Amortization Calculator vs Soljari

The clearest difference is review sentiment: Soljari at 100% against Amortization Calculator's 33%. Soljari also leads on in-app purchases (none vs 2) and update cadence (every 6 weeks vs every 6 months). Amortization Calculator's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Amortization Calculator sells 2 in-app purchases, starting at $12.99 per year. Soljari asks for nothing beyond the download.

Amortization Calculator ships an update every 6 months, Soljari every 6 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Amortization Calculator | Soljari |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (801 ratings)](https://appshunter.io/ios/app/amortization-calculator-calc/id1555174010/reviews)** | — |
| Number of ratings | **801** | — |
| Positive reviews | 33.3% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 6 months | **Every 6 weeks** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 6 MB | 33 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Phan Nhat Đang](https://appshunter.io/developer/1437390098) | [Bhavik Hirani](https://appshunter.io/developer/1739611890) |

## What reviewers say

### Amortization Calculator

[App page](https://appshunter.io/ios/app/amortization-calculator-calc/id1555174010)

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

**Highlights:** Monthly loan payment estimation, Amortization chart generation, Total interest calculation, Total payment calculation, Annual amortization schedule, Monthly amortization schedule

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Premium Package | $12.99 | per year |
| Unlock all features | $4.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 🚀 Super fast and inexpensive
- 👍 Beautiful design

**What reviewers complain about**

- 🐛 Unable to input decimal values
- 💰 Paid subscription required
- 🐛 Incorrect monthly payment calculations
- 🔍 Infested with ads despite paid subscription

**Reported bugs**

- Incorrect monthly payment calculations
- Crashes and freezes

**Requested features**

- Extra payment calculation options (e.g., extra monthly, yearly, or one-time payment)
- Amortization schedule


### Soljari

[App page](https://appshunter.io/ios/app/soljari-split-group-expenses/id6797856406)

This app simplifies managing shared expenses and bills among friends, family, and groups. It automatically calculates who owes whom, tracks payments, and provides a clear overview of balances for various activities like trips, household costs, and events.

**Highlights:** Split expenses with friends and groups, Track who paid and who owes, Create groups for trips, family, roommates, Equal, unequal, percentage, and custom splits, Multi-currency expense management, Settle balances and track payments, Detailed expense history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Amortization Calculator free?

Amortization Calculator is free to download, with in-app purchases available.

### Is Soljari free?

Soljari is free to download, with no in-app purchases.

### Do Amortization Calculator or Soljari have ads?

Soljari shows ads; Amortization Calculator does not.

### Which is updated more often, Amortization Calculator or Soljari?

Amortization Calculator ships an update every 6 months, and Soljari every 6 weeks. Most recently, Amortization Calculator was updated on November 3, 2026 and Soljari on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*