# Amortization Calculator vs NoteHarbor Calculator

The clearest difference is ads: Amortization Calculator at none against NoteHarbor Calculator's shown. NoteHarbor Calculator's advantage is update cadence (every 9 days vs every 6 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Amortization Calculator sells 2 in-app purchases, starting at $12.99 per year and NoteHarbor Calculator sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Amortization Calculator ships an update every 6 months, NoteHarbor Calculator every 9 days. The most recent releases landed on October 17, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Amortization Calculator | NoteHarbor Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (801 ratings)](https://appshunter.io/ios/app/amortization-calculator-calc/id1555174010/reviews)** | — |
| Number of ratings | **801** | — |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 6 months | **Every 9 days** |
| Monetization | Free with in-app purchases | — |
| Size | 6 MB | 49 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Phan Nhat Đang](https://appshunter.io/developer/1437390098) | [CODY JOE MCDONALD](https://appshunter.io/developer/6799340629) |

## What reviewers say

### Amortization Calculator

[App page](https://appshunter.io/ios/app/amortization-calculator-calc/id1555174010)

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

**Highlights:** Monthly loan payment estimation, Amortization chart generation, Total interest calculation, Total payment calculation, Annual amortization schedule, Monthly amortization schedule

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Premium Package | $12.99 | per year |
| Unlock all features | $4.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 🚀 Super fast and inexpensive
- 👍 Beautiful design

**What reviewers complain about**

- 🐛 Unable to input decimal values
- 💰 Paid subscription required
- 🐛 Incorrect monthly payment calculations
- 🔍 Infested with ads despite paid subscription

**Reported bugs**

- Incorrect monthly payment calculations
- Crashes and freezes

**Requested features**

- Extra payment calculation options (e.g., extra monthly, yearly, or one-time payment)
- Amortization schedule


### NoteHarbor Calculator

[App page](https://appshunter.io/ios/app/noteharbor-calculator/id6800109962)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Calculator Pro | $6.99 | one-time |


## Frequently asked questions

### Is Amortization Calculator free?

Amortization Calculator is free to download, with in-app purchases available.

### Is NoteHarbor Calculator free?

NoteHarbor Calculator is free to download, with in-app purchases available.

### Do Amortization Calculator or NoteHarbor Calculator have ads?

NoteHarbor Calculator shows ads; Amortization Calculator does not.

### Which is updated more often, Amortization Calculator or NoteHarbor Calculator?

Amortization Calculator ships an update every 6 months, and NoteHarbor Calculator every 9 days. Most recently, Amortization Calculator was updated on October 17, 2026 and NoteHarbor Calculator on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*