# UBMich vs TIC Flex Benefits

The clearest difference is rating: UBMich at 4.8 against TIC Flex Benefits's 3.0. UBMich also leads on ratings volume (330 vs 1) and update cadence (every 3 weeks vs every 4 months). TIC Flex Benefits's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBMich holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: UBMich has 330 ratings behind it against 1, so its average is the more settled of the two.

UBMich ships an update every 3 weeks, TIC Flex Benefits every 4 months. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | UBMich | TIC Flex Benefits |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (330 ratings)](https://appshunter.io/ios/app/ubmich/id1555294728/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/tic-flex-benefits/id6756443010/reviews) |
| Number of ratings | **330** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Ad-supported | **Free** |
| Size | 197 MB | 29 MB |
| Requires iOS | 18.4 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 17+ |
| Developer | [Union Bank (MI)](https://appshunter.io/developer/655833489) | [The Intelligent Companies](https://appshunter.io/developer/1437531038) |

## What reviewers say

### UBMich

[App page](https://appshunter.io/ios/app/ubmich/id1555294728)

Manage your finances with this secure and easy-to-use app. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit card (reorder/turn off), View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### TIC Flex Benefits

[App page](https://appshunter.io/ios/app/tic-flex-benefits/id6756443010)

Easily manage your health benefit accounts like HSA, HRA, and FSA. Check balances, view claims, and submit receipts securely on the go. Access account details and manage transactions with intuitive navigation.

**Highlights:** Check account balances, View claims and submit receipts, Scan product barcodes for eligibility, File claims for FSA and HRA, Manage HSA investments and transactions, Secure login with Touch/Face ID

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is UBMich free?

UBMich is free to download, with no in-app purchases.

### Is TIC Flex Benefits free?

TIC Flex Benefits is free to download, with no in-app purchases.

### Which has better reviews, UBMich or TIC Flex Benefits?

UBMich is rated higher. UBMich averages 4.8 out of 5 from 330 ratings, while TIC Flex Benefits averages 3.0 from 1 ratings.

### Do UBMich or TIC Flex Benefits have ads?

Neither UBMich nor TIC Flex Benefits shows ads.

### Which is updated more often, UBMich or TIC Flex Benefits?

UBMich ships an update every 3 weeks, and TIC Flex Benefits every 4 months. Most recently, UBMich was updated on November 7, 2026 and TIC Flex Benefits on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*