# VM Digital Token vs GK One

The clearest difference is update cadence: GK One at every 2 months against VM Digital Token's every 12 months. VM Digital Token's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VM Digital Token ships an update every 12 months, GK One every 2 months. The most recent releases landed on September 28, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | VM Digital Token | GK One |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (1.6K ratings)](https://appshunter.io/ios/app/gk-one/id1593938821/reviews)** |
| Number of ratings | — | **1.6K** |
| Positive reviews | — | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 2 months** |
| Monetization | — | Free |
| Size | 6 MB | 156 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Victoria Mutual Building Society](https://appshunter.io/developer/1475082282) | [GraceKennedy Financial Group Limited](https://appshunter.io/developer/1542146314) |

## What reviewers say

### VM Digital Token

[App page](https://appshunter.io/ios/app/vm-digital-token/id1555730354)

**Features:** macOS Compatibility

**In-app purchases:** none


### GK One

[App page](https://appshunter.io/ios/app/gk-one/id1593938821)

This app facilitates money transfers, bill payments, and online shopping. It also allows users to apply for credit cards and insurance, manage prepaid cards, and donate to charities. Earn rewards by referring friends and track all your transactions in one place.

**Highlights:** Send and receive money transfers, Pay bills to over 100 billers, Apply for credit cards and insurance, Shop online with a prepaid VISA card, Refer friends to earn rewards, Donate to charities, Manage account and view transaction history

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 Hassle-free experience
- 👍 Straightforward process
- 👍 Convenient and efficient
- 👍 Saves time and no more long lines

**What reviewers complain about**

- 🐛 Glitches and issues with app functionality
- 🐛 Inaccurate transaction tracking
- 🐛 Login issues requiring repeated sign-in
- 🐛 Issues with receiving money and updating information

**Reported bugs**

- Transferred money disappearing
- App not working for a period of time

**Requested features**

- Face ID login for faster access
- Increase transaction limits
- Add dark mode option
- Improve contact information editing


## Frequently asked questions

### Is VM Digital Token free?

VM Digital Token is free to download, with no in-app purchases.

### Is GK One free?

GK One is free to download, with no in-app purchases.

### Do VM Digital Token or GK One have ads?

Neither VM Digital Token nor GK One shows ads.

### Which is updated more often, VM Digital Token or GK One?

VM Digital Token ships an update every 12 months, and GK One every 2 months. Most recently, VM Digital Token was updated on September 28, 2026 and GK One on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*