# VM Digital Token vs PayAveta

The clearest difference is ads: VM Digital Token at none against PayAveta's shown. VM Digital Token also leads on iOS requirement (13.0 vs 15). PayAveta's advantage is update cadence (fortnightly vs every 12 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VM Digital Token ships an update every 12 months, PayAveta fortnightly. The most recent releases landed on September 10, 2026 and September 3, 2026 respectively.

## The numbers

| Metric | VM Digital Token | PayAveta |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.5 (4 ratings)](https://appshunter.io/ios/app/payaveta/id1631765566/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 12 months | **Fortnightly** |
| Monetization | — | Ad-supported |
| Size | 6 MB | 240 MB |
| Requires iOS | **13.0** | 15 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [The Victoria Mutual Building Society](https://appshunter.io/developer/1475082282) | [PayAveta Limited](https://appshunter.io/developer/1538098401) |

## What reviewers say

### VM Digital Token

[App page](https://appshunter.io/ios/app/vm-digital-token/id1555730354)

**Features:** macOS Compatibility

**In-app purchases:** none


### PayAveta

[App page](https://appshunter.io/ios/app/payaveta/id1631765566)

Manage your digital wallet for spending, sending, and withdrawing cash with minimal fees. Seamlessly transfer funds from PayPal, top up mobile airtime, and even engage with cryptocurrency. Enjoy instant, free peer-to-peer payments and secure virtual card options.

**Highlights:** Withdraw from PayPal, Instant free money transfers, Cryptocurrency buying and selling, Mobile airtime top-up, Virtual prepaid Mastercard withdrawals, Low transaction fees

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VM Digital Token free?

VM Digital Token is free to download, with no in-app purchases.

### Is PayAveta free?

PayAveta is free to download, with no in-app purchases.

### Do VM Digital Token or PayAveta have ads?

PayAveta shows ads; VM Digital Token does not.

### Which is updated more often, VM Digital Token or PayAveta?

VM Digital Token ships an update every 12 months, and PayAveta fortnightly. Most recently, VM Digital Token was updated on September 10, 2026 and PayAveta on September 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*