# TNB vs Reflect

The clearest difference is rating: Reflect at 3.5 against TNB's 3.0. Reflect also leads on ratings volume (308 vs 37). TNB's advantage is iOS requirement (14.8 vs 16.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Reflect holds the better App Store score, 3.5 against 3.0. That said, the two scores are not equally well evidenced: Reflect has 308 ratings behind it against 37, so its average is the more settled of the two. Written reviews complicate that: 25% of TNB's written reviews are positive against 21% of Reflect's, so the app with the better star average is not the one people write more warmly about.

TNB ships an update every 2 months, Reflect monthly. The most recent releases landed on October 4, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | TNB | Reflect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (37 ratings)](https://appshunter.io/ios/app/tnb-mobile/id1555963169/reviews) | **[3.5 (308 ratings)](https://appshunter.io/ios/app/reflect-banking-made-personal/id1585813708/reviews)** |
| Number of ratings | 37 | **308** |
| Positive reviews | **25.0% of reviews** | 21.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 138 MB | 524 MB |
| Requires iOS | **14.8** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [The National Bank](https://appshunter.io/developer/1247212707) | [Arab Bank PLC](https://appshunter.io/developer/766458474) |

## What reviewers say

### TNB

[App page](https://appshunter.io/ios/app/tnb-mobile/id1555963169)

Access your accounts, manage transactions, and view statements with this mobile banking application. It provides a secure way to handle your finances on the go. Stay connected to your banking needs anytime, anywhere.

**Highlights:** Account access, Transaction management, Statement viewing, Secure mobile banking, Internet banking integration

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Reflect

[App page](https://appshunter.io/ios/app/reflect-banking-made-personal/id1585813708)

Manage your finances and lifestyle needs with this comprehensive banking app. Send, spend, and save money, shop with a one-click checkout, and automate your savings goals. Earn rewards and prizes through various activities.

**Highlights:** Digital Wallet Account, Personalized Marketplace, Flexible Top-ups & Withdrawals, Loyalty Points & Cash Rewards, Instant Payments & Bill Pay, Automated Saving Spaces, Spin & Win Prizes, Digital Account Opening

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TNB free?

TNB is free to download, with no in-app purchases.

### Is Reflect free?

Reflect is free to download, with no in-app purchases.

### Which has better reviews, TNB or Reflect?

Reflect is rated higher. TNB averages 3.0 out of 5 from 37 ratings, while Reflect averages 3.5 from 308 ratings.

### Do TNB or Reflect have ads?

Neither TNB nor Reflect shows ads.

### Which is updated more often, TNB or Reflect?

TNB ships an update every 2 months, and Reflect monthly. Most recently, TNB was updated on October 4, 2026 and Reflect on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*