# BOV 3D Secure vs Moneybase

The clearest difference is review sentiment: Moneybase at 50% against BOV 3D Secure's 0%. Moneybase also leads on rating (3.0 vs 1.0) and update cadence (every 3 weeks vs every 28 months). BOV 3D Secure's advantage is iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Moneybase holds the better App Store score, 3.0 against 1.0. That said, the two scores are not equally well evidenced: Moneybase has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of BOV 3D Secure's written reviews are positive against 50% of Moneybase's.

BOV 3D Secure ships an update every 28 months, Moneybase every 3 weeks. The most recent releases landed on September 19, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | BOV 3D Secure | Moneybase |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/bov-3d-secure/id1556025166/reviews) | **[3.0 (8 ratings)](https://appshunter.io/ios/app/moneybase/id1614797633/reviews)** |
| Number of ratings | 1 | **8** |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 28 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 51 MB | 177 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Bank of Valletta p.l.c.](https://appshunter.io/developer/484470119) | [Moneybase Ltd](https://appshunter.io/developer/1614795416) |

## What reviewers say

### BOV 3D Secure

[App page](https://appshunter.io/ios/app/bov-3d-secure/id1556025166)

Secure your online purchases with a Bank of Valletta debit or credit card. Enroll your card once and authenticate transactions via passcode or fingerprint. Handles situations with no internet reception by using QR codes.

**Highlights:** Online purchase authentication, Card enrollment, Passcode authentication, Biometric (fingerprint) authentication, QR code authentication for offline use, Push notifications for transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### Moneybase

[App page](https://appshunter.io/ios/app/moneybase/id1614797633)

Manage your finances with a comprehensive platform offering banking, investments, and card controls. Send and receive money instantly, control physical and virtual cards, and access competitive exchange rates for international spending. Get real-time financial updates and support 7 days a week.

**Highlights:** Transactional banking with IBAN, Physical and virtual card management, Instant SEPA and bank transfers, Access to 20,000+ investments, Competitive foreign exchange rates, Real-time transaction notifications, 7-day customer support

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BOV 3D Secure free?

BOV 3D Secure is free to download, with no in-app purchases.

### Is Moneybase free?

Moneybase is free to download, with no in-app purchases.

### Which has better reviews, BOV 3D Secure or Moneybase?

Moneybase is rated higher. BOV 3D Secure averages 1.0 out of 5 from 1 ratings, while Moneybase averages 3.0 from 8 ratings.

### Do BOV 3D Secure or Moneybase have ads?

Neither BOV 3D Secure nor Moneybase shows ads.

### Which is updated more often, BOV 3D Secure or Moneybase?

BOV 3D Secure ships an update every 28 months, and Moneybase every 3 weeks. Most recently, BOV 3D Secure was updated on September 19, 2026 and Moneybase on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*