# BOV 3D Secure vs IVA app

The clearest difference is update cadence: IVA app at daily against BOV 3D Secure's every 28 months. BOV 3D Secure's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOV 3D Secure ships an update every 28 months, IVA app daily. The most recent releases landed on October 7, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | BOV 3D Secure | IVA app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/bov-3d-secure/id1556025166/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 28 months | **Daily** |
| Monetization | Free | — |
| Size | 51 MB | 56 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Bank of Valletta p.l.c.](https://appshunter.io/developer/484470119) | [IVALIFE Insurance Limited](https://appshunter.io/developer/1858939734) |

## What reviewers say

### BOV 3D Secure

[App page](https://appshunter.io/ios/app/bov-3d-secure/id1556025166)

Secure your online purchases with a Bank of Valletta debit or credit card. Enroll your card once and authenticate transactions via passcode or fingerprint. Handles situations with no internet reception by using QR codes.

**Highlights:** Online purchase authentication, Card enrollment, Passcode authentication, Biometric (fingerprint) authentication, QR code authentication for offline use, Push notifications for transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### IVA app

[App page](https://appshunter.io/ios/app/iva-app/id6756184702)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BOV 3D Secure free?

BOV 3D Secure is free to download, with no in-app purchases.

### Is IVA app free?

IVA app is free to download, with no in-app purchases.

### Do BOV 3D Secure or IVA app have ads?

Neither BOV 3D Secure nor IVA app shows ads.

### Which is updated more often, BOV 3D Secure or IVA app?

BOV 3D Secure ships an update every 28 months, and IVA app daily. Most recently, BOV 3D Secure was updated on October 7, 2026 and IVA app on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*