# Affinity vs KOWRI

Affinity and KOWRI both sit at 4.6 stars, but that hides the real split: 96% of Affinity's written reviews are positive against 30% of KOWRI's. Affinity also leads on ratings volume (1.5K vs 125). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for Affinity against 4.5 for KOWRI. That said, the two scores are not equally well evidenced: Affinity has 1.5K ratings behind it against 125, so its average is the more settled of the two. Written reviews are what separate them: 96% of Affinity's written reviews are positive against 30% of KOWRI's.

Affinity ships an update every 3 weeks, KOWRI every 2 weeks. The most recent releases landed on September 24, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Affinity | KOWRI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.5K ratings)](https://appshunter.io/ios/app/affinity/id1556086231/reviews)** | [4.5 (125 ratings)](https://appshunter.io/ios/app/kowri/id1616706058/reviews) |
| Number of ratings | **1.5K** | 125 |
| Positive reviews | **96.0% of reviews** | 30.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 108 MB | 100 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Affinity Africa Finance Limited](https://appshunter.io/developer/1556086233) | [DreamOval Ltd.](https://appshunter.io/developer/1039481648) |

## What reviewers say

### Affinity

[App page](https://appshunter.io/ios/app/affinity/id1556086231)

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

**Highlights:** User-friendly interface, 24/7 banking access, Licensed and regulated, Affordable accounts and loans, Seamless money transfers, Effortless bill payments, Investment opportunities

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to operate
- 👍 Very convenient and reliable
- 🔒 Very safe
- 👍 Fast and reliable
- 👍 Smooth

**What reviewers complain about**

- 🐛 Verification issues

**Reported bugs**

- Verification issues

**Requested features**

- Add Virtual Card
- Visa card or Virtual Card options


### KOWRI

[App page](https://appshunter.io/ios/app/kowri/id1616706058)

This app simplifies financial management and payments across Africa. It allows users to link various accounts, make secure payments for bills and services, transfer money instantly, and discover local businesses. The platform also offers tools for wealth planning, subscription management, and spending tracking.

**Highlights:** Link bank accounts, mobile money, and cards, Secure bill payments (electricity, water, insurance), Instant money transfers, QR code payments, Discover local businesses, Personalized financial insights, Automate recurring payments

**In-app purchases:** none


## Frequently asked questions

### Is Affinity free?

Affinity is free to download, with no in-app purchases.

### Is KOWRI free?

KOWRI is free to download, with no in-app purchases.

### Which has better reviews, Affinity or KOWRI?

Affinity is rated higher. Affinity averages 4.6 out of 5 from 1.5K ratings, while KOWRI averages 4.5 from 125 ratings.

### Do Affinity or KOWRI have ads?

Neither Affinity nor KOWRI shows ads.

### Which is updated more often, Affinity or KOWRI?

Affinity ships an update every 3 weeks, and KOWRI every 2 weeks. Most recently, Affinity was updated on September 24, 2026 and KOWRI on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*