# Affinity vs GhanaPay Customer

The clearest difference is review sentiment: Affinity at 96% against GhanaPay Customer's 33%. Affinity also leads on rating (4.6 vs 3.2) and ratings volume (1.5K vs 74). GhanaPay Customer's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Affinity holds the better App Store score, 4.6 against 3.2. That said, the two scores are not equally well evidenced: Affinity has 1.5K ratings behind it against 74, so its average is the more settled of the two. Written reviews point the same way: 96% of Affinity's written reviews are positive against 33% of GhanaPay Customer's.

Affinity ships an update every 3 weeks, GhanaPay Customer monthly. The most recent releases landed on September 24, 2026 and September 1, 2026 respectively.

## The numbers

| Metric | Affinity | GhanaPay Customer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.5K ratings)](https://appshunter.io/ios/app/affinity/id1556086231/reviews)** | [3.2 (74 ratings)](https://appshunter.io/ios/app/ghanapay-customer/id1619527051/reviews) |
| Number of ratings | **1.5K** | 74 |
| Positive reviews | **96.0% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 108 MB | 89 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Affinity Africa Finance Limited](https://appshunter.io/developer/1556086233) | [GHANA INTERBANK PAYMENT AND SETTLEMENT SYSTEMS LIMITED](https://appshunter.io/developer/1619527053) |

## What reviewers say

### Affinity

[App page](https://appshunter.io/ios/app/affinity/id1556086231)

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

**Highlights:** User-friendly interface, 24/7 banking access, Licensed and regulated, Affordable accounts and loans, Seamless money transfers, Effortless bill payments, Investment opportunities

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to operate
- 👍 Very convenient and reliable
- 🔒 Very safe
- 👍 Fast and reliable
- 👍 Smooth

**What reviewers complain about**

- 🐛 Verification issues

**Reported bugs**

- Verification issues

**Requested features**

- Add Virtual Card
- Visa card or Virtual Card options


### GhanaPay Customer

[App page](https://appshunter.io/ios/app/ghanapay-customer/id1619527051)

A mobile wallet service offering low-cost financial transactions including sending money, bill payments, and airtime purchases. It provides additional features like savings pots, crowdfunding, and sponsored wallets, with USSD access available.

**Highlights:** Send money, Pay bills, Buy airtime, Savings pot, Crowdfunding (susu), USSD access (*707#)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Affinity free?

Affinity is free to download, with no in-app purchases.

### Is GhanaPay Customer free?

GhanaPay Customer is free to download, with no in-app purchases.

### Which has better reviews, Affinity or GhanaPay Customer?

Affinity is rated higher. Affinity averages 4.6 out of 5 from 1.5K ratings, while GhanaPay Customer averages 3.2 from 74 ratings.

### Do Affinity or GhanaPay Customer have ads?

Neither Affinity nor GhanaPay Customer shows ads.

### Which is updated more often, Affinity or GhanaPay Customer?

Affinity ships an update every 3 weeks, and GhanaPay Customer monthly. Most recently, Affinity was updated on September 24, 2026 and GhanaPay Customer on September 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*