# Affinity vs myCreditScore

The clearest difference is review sentiment: Affinity at 96% against myCreditScore's 50%. Affinity also leads on rating (4.6 vs 1.0) and ratings volume (1.5K vs 2). myCreditScore's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Affinity holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: Affinity has 1.5K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 96% of Affinity's written reviews are positive against 50% of myCreditScore's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Affinity | myCreditScore |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.5K ratings)](https://appshunter.io/ios/app/affinity/id1556086231/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/mycreditscore-credit-check/id6677019193/reviews) |
| Number of ratings | **1.5K** | 2 |
| Positive reviews | **96.0% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 107 MB | 109 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Affinity Africa Finance Limited](https://appshunter.io/developer/1556086233) | [MyCredit Score Ltd.](https://appshunter.io/developer/1767992172) |

## What reviewers say

### Affinity

[App page](https://appshunter.io/ios/app/affinity/id1556086231)

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

**Highlights:** User-friendly interface, 24/7 banking access, Licensed and regulated, Affordable accounts and loans, Seamless money transfers, Effortless bill payments, Investment opportunities

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to operate
- 👍 Very convenient and reliable
- 🔒 Very safe
- 👍 Fast and reliable
- 👍 Smooth

**What reviewers complain about**

- 🐛 Verification issues

**Reported bugs**

- Verification issues

**Requested features**

- Add Virtual Card
- Visa card or Virtual Card options


### myCreditScore

[App page](https://appshunter.io/ios/app/mycreditscore-credit-check/id6677019193)

This app provides personalized credit scores and insights for users in Ghana. Track your score over time, receive alerts on changes, and view lender claims to understand your financial standing and support your financial goals.

**Highlights:** View credit score and trends, Get personalized insights, Receive score change alerts, View lender disputes, Track financial standing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Affinity free?

Affinity is free to download, with no in-app purchases.

### Is myCreditScore free?

myCreditScore is free to download, with no in-app purchases.

### Which has better reviews, Affinity or myCreditScore?

Affinity is rated higher. Affinity averages 4.6 out of 5 from 1.5K ratings, while myCreditScore averages 1.0 from 2 ratings.

### Do Affinity or myCreditScore have ads?

Neither Affinity nor myCreditScore shows ads.

### Which is updated more often, Affinity or myCreditScore?

Affinity ships an update monthly, and myCreditScore monthly. Most recently, Affinity was updated on October 25, 2026 and myCreditScore on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*