# Affinity vs Secured pay

The clearest difference is rating: Secured pay at 5.0 against Affinity's 4.6. Secured pay also leads on monetization model (free vs free with in-app purchases) and update cadence (fortnightly vs monthly). Affinity's advantage is ratings volume (1.5K vs 1) and device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Secured pay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Affinity has 1.5K ratings behind it against 1, so its average is the more settled of the two.

Affinity ships an update monthly, Secured pay fortnightly. The most recent releases landed on October 11, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Affinity | Secured pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.5K ratings)](https://appshunter.io/ios/app/affinity/id1556086231/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/secured-pay/id6756720444/reviews)** |
| Number of ratings | **1.5K** | 1 |
| Positive reviews | 96.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 107 MB | 67 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [Affinity Africa Finance Limited](https://appshunter.io/developer/1556086233) | [SECURED PAY LTD](https://appshunter.io/developer/1862483677) |

## What reviewers say

### Affinity

[App page](https://appshunter.io/ios/app/affinity/id1556086231)

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

**Highlights:** User-friendly interface, 24/7 banking access, Licensed and regulated, Affordable accounts and loans, Seamless money transfers, Effortless bill payments, Investment opportunities

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to operate
- 👍 Very convenient and reliable
- 🔒 Very safe
- 👍 Fast and reliable
- 👍 Smooth

**What reviewers complain about**

- 🐛 Verification issues

**Reported bugs**

- Verification issues

**Requested features**

- Add Virtual Card
- Visa card or Virtual Card options


### Secured pay

[App page](https://appshunter.io/ios/app/secured-pay/id6756720444)

This platform simplifies and secures international money transfers for individuals and businesses. It offers features like escrow protection, transaction tracking, and receiver confirmation to enhance trust and transparency in global commerce.

**Highlights:** Cross-border transactions, Escrow protection, Receiver confirmation, Transaction tracking, KYC verification, Fraud prevention

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Affinity free?

Affinity is free to download, with no in-app purchases.

### Is Secured pay free?

Secured pay is free to download, with no in-app purchases.

### Which has better reviews, Affinity or Secured pay?

Secured pay is rated higher. Affinity averages 4.6 out of 5 from 1.5K ratings, while Secured pay averages 5.0 from 1 ratings.

### Do Affinity or Secured pay have ads?

Neither Affinity nor Secured pay shows ads.

### Which is updated more often, Affinity or Secured pay?

Affinity ships an update monthly, and Secured pay fortnightly. Most recently, Affinity was updated on October 11, 2026 and Secured pay on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*