# Paid Keeper vs PNC EarnedIt

The clearest difference is monetization model: Paid Keeper at free against PNC EarnedIt's free with in-app purchases. PNC EarnedIt's advantage is device support (3 vs 1). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Paid Keeper against 4.8 for PNC EarnedIt. Both are backed by a comparable volume of ratings — 6.7K and 6.4K respectively. Written reviews are what separate them: 30% of Paid Keeper's written reviews are positive against 27% of PNC EarnedIt's.

Paid Keeper ships an update every 2 weeks, PNC EarnedIt every 3 weeks. Both last shipped on November 7, 2026.

## The numbers

| Metric | Paid Keeper | PNC EarnedIt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (6.7K ratings)](https://appshunter.io/ios/app/paid-keeper-same-day-pay/id1556121980/reviews) | **[4.8 (6.4K ratings)](https://appshunter.io/ios/app/pnc-earnedit/id1593470184/reviews)** |
| Number of ratings | **6.7K** | 6.4K |
| Positive reviews | **29.9% of reviews** | 27.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 92 MB | 113 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Paid Keeper Inc.](https://appshunter.io/developer/1556121982) | [Daily Pay Inc.](https://appshunter.io/developer/1399085076) |

## What reviewers say

### Paid Keeper

[App page](https://appshunter.io/ios/app/paid-keeper-same-day-pay/id1556121980)

Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.

**Highlights:** Instant pay access, Early wage withdrawal, On-demand income, Eliminate payday wait

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant access to earnings
- 👍 Convenient and easy to use
- 💰 Helpful for financial emergencies

**What reviewers complain about**

- 🐛 Frequent technical issues
- 💸 High fees for cash-outs
- 🔒 Difficulty linking bank accounts
- 🤖 Poor customer service

**Reported bugs**

- App crashes or freezes
- Account balances not updating correctly
- Cash-out requests failing without explanation

**Requested features**

- Increase cash-out limit
- Improve account linking process
- Provide better communication on app updates and downtime


### PNC EarnedIt

[App page](https://appshunter.io/ios/app/pnc-earnedit/id1593470184)

Access a portion of your earned wages before payday. This app allows you to transfer funds to your bank account or card, with options for instant or next-day delivery. You'll still receive your remaining pay on your scheduled payday.

**Highlights:** Access earned wages before payday, Transfer funds to bank account or card, Instant or next-day fund delivery, View available balance, Receive balance change notifications, Secure encryption

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🙏 Helpful when needed
- 💰 Allows early access to earnings
- 👍 Convenient for managing finances

**What reviewers complain about**

- 🐛 App often glitches or freezes
- ⏱️ Delayed updates and transfers
- 💸 Charges fees for accessing own money
- 🤔 Unclear policies and communication

**Reported bugs**

- Login issues and inability to access account
- Incorrect or missing transaction history
- Unexpected deductions from paychecks

**Requested features**

- Improve reliability and consistency of daily pay feature
- Provide more transparency around fees and policies
- Enhance customer support responsiveness


## Frequently asked questions

### Is Paid Keeper free?

Paid Keeper is free to download, with no in-app purchases.

### Is PNC EarnedIt free?

PNC EarnedIt is free to download, with no in-app purchases.

### Which has better reviews, Paid Keeper or PNC EarnedIt?

PNC EarnedIt is rated higher. Paid Keeper averages 4.8 out of 5 from 6.7K ratings, while PNC EarnedIt averages 4.8 from 6.4K ratings.

### Do Paid Keeper or PNC EarnedIt have ads?

Neither Paid Keeper nor PNC EarnedIt shows ads.

### Which is updated more often, Paid Keeper or PNC EarnedIt?

Paid Keeper ships an update every 2 weeks, and PNC EarnedIt every 3 weeks. Most recently, Paid Keeper was updated on November 7, 2026 and PNC EarnedIt on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*